8904 Cameron Spring Rd, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 8904 Cameron Spring Rd, Charlotte, NC 28214 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage1,554 sqft Heated Area
Lot Size11,351 sqft (0.26 acres)
Garage252 sqft
OccupancyOwner Occupied
Tax Bill$2,780.00 (2023)

Owner

Source: Mecklenburg County records · APN 031-284-40

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8904 CAMERON SPRING RD, CHARLOTTE, NC 28214-7124
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Nov 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Nov 14, 2024Deed of Trust, Mortgage · Line of Credit
UNION HOME MORTGAGE CORP
May 29, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
May 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2016
Deed SaleMar 18, 2016
Prior SaleJun 23, 2015 · Amount on Record
Deed Doc Number0030670668
Deed Book / Page30670 / 668
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8904 CAMERON SPRING RD, CHARLOTTE, NC 28214-7124
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000186480
DateSep 29, 2021
Book Page36584/979
Instrument2021186480
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8904 CAMERON SPRING RD, CHARLOTTE, NC 28214-7124
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8904 CAMERON SPRING RD, CHARLOTTE, NC 28214-7124

Mortgage

Document Number0000121229
DateNov 25, 2025
Book Page40029/220
Instrument2025121229
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8904 CAMERON SPRING RD, CHARLOTTE, NC 28214-7124
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109244
DateNov 14, 2024
Book Page39206/91
Instrument2024109244
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 05, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8904 CAMERON SPRING RD, CHARLOTTE, NC 28214-7124
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064494
DateMay 29, 2019
Book Page33540/300
Instrument2019064494
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8904 CAMERON SPRING RD, CHARLOTTE, NC 28214-7124
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069719
DateMay 15, 2020
Book Page34578/895
Instrument2020069719
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN031-284-40

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,554 sqft Heated Area
Gross Area2,096 sqft Gross Area
1st Floor784 sqft 1st Floor
Upper Floors770 sqft Upper Floors
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialAsphalt Roof
Lot Area11,351 sqft (0.26 acres)
Garage Area252 sqft Garage
Patio Area200 sqft Patio
Porch1 Porch
Porch Area50 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number031-284-40
Street Address8904 CAMERON SPRING RD
CityCHARLOTTE
StateNC
Zip28214-7124
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL140 M27-701
Legal SubdivisionWOODS/COULWOOD PH 01 SEC 04
Legal Lot Number140
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1004
Census Tract6015

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