8904 Abbey Ter, Potomac, MD 20854 Property Records

Montgomery County property record for 8904 Abbey Ter, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,106 sqft · built 1995
Lot Size	0.301 acres (13,094 sqft)
Owner	Individual Name on File
Last Sale	$1,670,000 (May 2022)
Tax Bill	$18,790 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02655265`

Property Details

APN / Parcel Number

Primary APN	`10-02655265`
Alternative APN	`02655265`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,106 sqft Living Area
Gross Area	5,631 sqft
1st Floor Area	1,953 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	13,094 sqft (0.301 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02655265
Street Address	8904 ABBEY TER
City	POTOMAC
State	MD
Zip	20854-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2C
Legal Description	AVENEL
Legal Subdivision	AVENEL
Legal Block	F
Legal Lot Number	111
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1013
Census Tract	706009

Owner

8904 Abbey Ter is owned and occupied by an individual who bought it in May 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8904 ABBEY TER, POTOMAC, MD 20854-5432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Book / Page	65695 / 376
Prior Transfer Date	Aug 12, 2016
Prior Transfer Doc	0527980087
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 3, 2022
Property Address	8904 ABBEY TER, POTOMAC, MD 20854-5432
Document Number	0656950376
Book / Page	65695 / 376
Map Reference	MB 140 PL 16131
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	AESTAR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1390 CHAIN BRIDGE RD, 1390, MCLEAN, VA 22101-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8904 ABBEY TER, POTOMAC, MD 20854-5432

Mortgage

Document Number	0065695382
Date	May 3, 2022
Instrument	65695/382

Lender

Name	A Z MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 8904 Abbey Ter was $18,790, up 3.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,630,200 (-0.57%) Land $661,800 Building $968,400	$1,630,200 (-0.57%) Land $661,800 Building $968,400
2025	$18,790.00 (+3.77%)	$1,639,500 Land $661,800 Building $977,700	$1,639,500 Land $661,800 Building $977,700
2024	$18,108.00
2023		$1,416,900	$1,639,500 Land $661,800 Building $977,700
2022	$14,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8904 Abbey Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1982–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8904 Abbey Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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