Spokane County property record for 8903 N James Dr, Spokane, WA 99208
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,702 sqft · built 2005 |
| Lot Size | 0.273 acres (11,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Jun 2022) |
| Tax Bill | $6,400 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26221.1808 |
| Primary APN | 26221.1808 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,702 sqft Living Area |
| Gross Area | 4,766 sqft |
| 1st Floor Area | 1,947 sqft |
| Basement Area | 1,947 sqft |
| Finished Basement | 1,755 sqft |
| Unfinished Basement | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,875 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 198 sqft |
| Patio Area | 162 sqft |
| Canopy | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8903 N JAMES DR |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MCCARROLL EAST 2ND ADD: LOT 8 BLK 2 (AFN 5119403) |
| Legal Range | 42E |
| Legal Township | 26N |
| Legal Section | 22 |
| Legal Subdivision | MCCARROLL EAST 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10604 |
8903 N James Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8903 N JAMES DR, SPOKANE, WA 99208-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit GESA CU |
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 17, 2021 | Warranty Deed, Transfer · Line of Credit HOMESTREET BANK |
| Feb 1, 2019 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Feb 17, 2021 · Amount on File |
| Deed Document Number | 20227216138 |
| Prior Transfer Date | Feb 19, 2013 |
| Prior Transfer Doc | 0006182338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 8903 N JAMES DR, SPOKANE, WA 99208-9176 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0007194955 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 7194955 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Address | RICHLAND, WA 99352 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 16, 2022 |
| Property Address | 8903 N JAMES DR, SPOKANE, WA 99208-9176 |
| Document Number | 0007216138 |
| Map Reference | VOL 30 PG 8&9 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 7216138 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,209.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007216139 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 7216139 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 17, 2021 |
| Property Address | 8903 N JAMES DR, SPOKANE, WA 99208-9176 |
| Document Number | 0007035901 |
| Map Reference | VOL 30 PG 6&7 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 7035901 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | VISTA TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,605.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5823 N VISTA LN, SPOKANE, WA 99212-1680 |
| Document Number | 0007037462 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 7037462 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0007037461 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 7037461 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 8903 N JAMES DR, SPOKANE, WA 99208-9176 |
| Document Number | 0006781115 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8903 N JAMES DR SPOKANE WA 992089176, SPOKANE, WA 99208-9176 |
| Document Number | 0006781115 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 6781115 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 8903 N James Dr was $6,400, up 1.7% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,400.00 (+1.7%) | $598,800 Land $95,000 Building $503,800 | $598,800 Land $95,000 Building $503,800 |
| 2025 | $6,293.00 | ||
| 2024 | $504,100 (+28.27%) Land $95,000 Building $409,100 | $504,100 (+28.27%) Land $95,000 Building $409,100 | |
| 2023 | $4,927.00 (+7.25%) | $393,000 Land $65,000 Building $328,000 | $393,000 Land $65,000 Building $328,000 |
| 2022 | $4,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8903 N James Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8903 N James Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures