8902 Oak Trail Dr, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 8902 Oak Trail Dr, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,818 sqft · built 1981
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$812,500 (Mar 2026)
Tax Bill	$7,852 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-640-026-000`

Property Details

APN / Parcel Number

Primary APN	`016-640-026-000`
Alternative APN	`016-640-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,291 sqft
1st Floor Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	016-640-026
Street Address	8902 OAK TRAIL DR
City	SANTA ROSA
State	CA
Zip	95409-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Subdivision	OAKMONT #14-C
Legal Block	1
Legal Lot Number	26
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1007
Census Tract	151602

Owner

8902 Oak Trail Dr is owner-occupied and held in a trust since March 2026.

Source: Sonoma County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8902 OAK TRAIL DR, SANTA ROSA, CA 95409-6413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Nov 20, 2014 · Amount on File
Deed Document Number	202614987
Prior Transfer Date	Sep 5, 2014
Prior Transfer Doc	0000063323
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 30, 2026
Property Address	8902 OAK TRAIL DR, SANTA ROSA, CA 95409-6413
Document Number	0000014987
Map Reference	MB 292 PG 9-11
Instrument Date	Mar 23, 2026
Instrument	2026014987
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8902 OAK TRAIL DR, SANTA ROSA, CA 95409-6413

Mortgage

Document Number	0000014988
Date	Mar 30, 2026
Instrument	2026014988

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8902 Oak Trail Dr was $7,852.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Kenwood Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,458 (+2%) Land $245,174 Building $468,284
2025	$7,852.00 Homeowner's exemption	$699,469 Land $240,367 Building $459,102
2023	$7,583.00 (+6.94%) Homeowner's exemption	$672,309 Land $231,034 Building $441,275
2022	$7,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8902 Oak Trail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1995–2005)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8902 Oak Trail Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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