8902 N Elm St, Spokane, WA 99208 Property Records

Spokane County property record for 8902 N Elm St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 2009
Lot Size	0.184 acres (8,003 sqft)
Owner	Individual Name on Record
Last Sale	$410,938 (Aug 2024)
Tax Bill	$3,776 (2026)
Deeds & Mortgages	Feb 2021 Sale Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26241.4101`

Property Details

APN / Parcel Number

Primary APN	`26241.4101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,606 sqft
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,003 sqft (0.184 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	234 sqft
Patio Area	114 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8902 N ELM ST
City	SPOKANE
State	WA
Zip	99208-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	24-26-42; CHELTENHAM ADDITION PHASE 1 LT1 BLK2 (AFN 5788989) BK35 PGS73-74.
Legal Range	42
Legal Township	26
Legal Section	24
Legal Subdivision	CHELTENHAM ADDITION PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8902 N ELM ST, SPOKANE, WA 99208-6450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 7, 2019	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	20247366965
Prior Transfer Date	Mar 30, 2017
Prior Transfer Doc	0006589869
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 8, 2021
Property Address	8902 N ELM ST, SPOKANE, WA 99208-6450
Document Number	0007032022
Map Reference	VOL 35 PG 73&34
Instrument Date	Jan 15, 2021
Instrument	7032022
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$5,157.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8902 N ELM ST, SPOKANE, WA 99208-6450

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 7, 2019
Property Address	8902 N ELM ST, SPOKANE, WA 99208-6450
Document Number	0006850715
Instrument Date	Sep 25, 2019
Instrument	6850715
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,722.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8902 N ELM ST SPOKANE WA 992086450, SPOKANE, WA 99208-6450

Mortgage

Document Number	6850716
Date	Oct 7, 2019
Instrument	6850716

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2017
Property Address	8902 N ELM ST, SPOKANE, WA 99208-6450
Document Number	0006589869
Map Reference	VOL35 PG73&74
Instrument Date	Mar 30, 2017
Instrument	6589869
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8902 N ELM ST, SPOKANE, WA 99208-6450

Mortgage

Document Number	0006589870
Date	Mar 31, 2017
Instrument	6589870

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,776.00 (+7.39%)	$367,400 (+4.29%) Land $125,000 Building $242,400	$367,400 (+4.29%) Land $125,000 Building $242,400
2025	$3,516.00 (+177.29%)
2024		$352,300 (+30.97%) Land $92,000 Building $260,300	$352,300 (+30.97%) Land $92,000 Building $260,300
2023	$1,268.00 (-16.52%) Disabled Person's exemption Senior Citizen's exemption	$269,000 Land $50,000 Building $219,000	$269,000 Land $50,000 Building $219,000
2022	$1,519.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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