Hamilton County property record for 8900 Terwilligers Trl, Montgomery, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,857 sqft · built 1987 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Jun 2026) |
| Tax Bill | $11,246 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0025-0096-00 |
| Primary APN | 603-0025-0096-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,857 sqft Living Area |
| Gross Area | 6,942 sqft |
| 1st Floor Area | 2,421 sqft |
| 2nd Floor Area | 1,620 sqft |
| Basement Area | 2,421 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 1,605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Fiberglass |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 183 ft deep x 46.4 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 944 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8900 TERWILLIGERS TRL |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45249-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | TERWILLIGERS TRAIL 46.36 X 183.15 LOT 27 TERWILLIGERS RUN SUB BLK B |
| Legal Subdivision | TERWILLIGERS RUN SUB |
| Legal Block | B |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 24323 |
Source: Hamilton County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 5072, TROY, MI 48007-5072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Jun 24, 2026 | Affidavit, Transfer |
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Aug 6, 1990 · Amount on Record |
| Deed Document Number | 202650634 |
| Deed Book / Page | 15693 / 406 |
| Prior Transfer Date | Jun 17, 2026 |
| Prior Transfer Doc | 0000050633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 24, 2026 |
| Property Address | 8900 TERWILLIGERS TRL, MONTGOMERY, OH 45249-2760 |
| Document Number | 0000050634 |
| Book / Page | 15693 / 406 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202650634 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000050635, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202650635 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 24, 2026 |
| Property Address | 8900 TERWILLIGERS TRL, MONTGOMERY, OH 45249-2760 |
| Document Number | 0000050633 |
| Book / Page | 15693 / 403 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202650633 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8900 TERWILLIGERS TRL, MONTGOMERY, OH 45249-2760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8900 TERWILLIGERS TRL, MONTGOMERY, OH 45249-2760 |
| Document Number | 0000084783 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 15534/970 |
| Instrument | 2025-0084783 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 8, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8900 TERWILLIGERS TRL, MONTGOMERY, OH 45249-2760 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034473 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 14377/2235 |
| Instrument | 2021-0034473 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8900 TERWILLIGERS TRL, MONTGOMERY, OH 45249-2760 |
| Document Number | 0000053021 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8900 TERWILLIGERS TRL MONTGOMERY OH 452492760, MONTGOMERY, OH 45249-2760 |
| Document Number | 0000053021 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 014183/002750 |
| Instrument | 53021 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,246.00 (+2.31%) Homeowner's exemption | $229,999 (-) Land $36,750 Building $193,249 | $657,140 (-) Land $105,000 Building $552,140 |
| 2024 | $10,992.00 (-0.92%) Homeowner's exemption | $229,999 (-) Land $36,750 Building $193,249 | |
| 2023 | $11,094.00 (+2.12%) Homeowner's exemption | $229,999 (+21.61%) Land $36,750 Building $193,249 | $657,140 (+21.61%) Land $105,000 Building $552,140 |
| 2022 | $10,864.00 Homeowner's exemption | $189,130 Land $41,650 Building $147,480 | |
| 2020 | $540,370 Land $119,000 Building $421,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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