890 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 890 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,521 sqft · built 2015
Lot Size	0.216 acres (9,431 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Oct 2020)
Tax Bill	$6,848 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94023-06-001`

Property Details

APN / Parcel Number

Primary APN	`94023-06-001`
Alternative APN	`R1656931`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
Basement Area	1,558 sqft
Finished Basement	1,360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,431 sqft (0.216 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656931
Street Address	890 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 2, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	2
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	890 WAGON BEND RD, BERTHOUD, CO 80513-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PIVOT LNDG GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Oct 8, 2015 · Amount on Record
Deed Document Number	20200081892
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 7, 2020
Property Address	890 WAGON BEND RD, BERTHOUD, CO 80513-2641
Document Number	0000081892
Instrument Date	Oct 6, 2020
Instrument	20200081892
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	890 WAGON BEND RD, BERTHOUD, CO 80513-2641

Mortgage

Document Number	0000081893
Date	Oct 7, 2020
Instrument	20200081893

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	890 WAGON BEND RD, BERTHOUD, CO 80513-2641
Document Number	0000081955
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 WAGON BEND RD BERTHOUD CO 805132641, BERTHOUD, CO 80513-2641

Mortgage

Document Number	0000081955
Date	Dec 24, 2019
Instrument	81955

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 23, 2039

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	890 WAGON BEND RD, BERTHOUD, CO 80513-2641
Document Number	0000047410
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	890 WAGON BEND RD BERTHOUD CO 805132641, BERTHOUD, CO 80513-2641

Mortgage

Document Number	0000047410
Date	Aug 14, 2019
Instrument	47410

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,848.00 (+0.96%)	$42,738 (-11.13%) Land $7,650 Building $35,088	$683,800 (-4.74%) Land $122,400 Building $561,400
2023	$6,783.00 (+26.45%)	$48,093 (+32.08%) Land $8,201 Building $39,892	$717,800 (+37.01%) Land $122,400 Building $595,400
2022	$5,364.00	$36,411 Land $6,616 Building $29,795	$523,900 Land $95,200 Building $428,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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