890 W 6th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 890 W 6th St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,097 sqft · built 1978
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Apr 2020)
Tax Bill	$9,869 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`808-32-016`

Property Details

APN / Parcel Number

Primary APN	`808-32-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	1,197 sqft
2nd Floor Area	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,344 sqft (0.169 acres)
Lot Dimensions	108 ft deep x 68 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	890 W 6TH ST
City	GILROY
State	CA
Zip	95020-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6054 BOOK 402 PAGE 30 PAGE 32 LOT 45
Legal Subdivision	TRACT NO 6054
Legal Tract	6054
Legal Lot Number	45
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2016
Census Tract	512511

Owner

890 W 6th St is owned by two individuals who bought it in April 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	555 4TH ST, 531, SAN FRANCISCO, CA 94107-1629
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 26, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 17, 2020	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 20, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
May 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 20, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Deed Document Number	202024457502
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	0024183064
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	890 W 6TH ST, GILROY, CA 95020-5912
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 W 6TH ST, GILROY, CA 95020-5912

Mortgage

Document Number	0025064537
Date	Aug 13, 2021
Instrument	25064537

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 26, 2021
Property Address	890 W 6TH ST, GILROY, CA 95020-5912
Document Number	0024801384
Instrument Date	Jan 21, 2021
Instrument	24801384
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 4TH ST #531 SAN FRANCISCO CA 941071629, 531, SAN FRANCISCO, CA 94107-1629

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 17, 2020
Property Address	890 W 6TH ST, GILROY, CA 95020-5912
Document Number	0024457502
Map Reference	MB 402 PG 31-33
Instrument Date	Apr 13, 2020
Instrument	24457502
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	890 W 6TH STREET #531 # 531, 531, SAN FRANCISCO, CA 94107

Mortgage

Document Number	0024457503
Date	Apr 17, 2020
Instrument	24457503

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2019
Property Address	890 W 6TH ST, GILROY, CA 95020-5912
Document Number	0024183063
Instrument Date	May 10, 2019
Instrument	24183063
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2545 DUNLAP AVE GILROY CA 950209523, GILROY, CA 95020-9523

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2019
Property Address	890 W 6TH ST, GILROY, CA 95020-5912
Document Number	0024183064
Instrument Date	May 10, 2019
Instrument	24183064
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2545 DUNLAP AVE GILROY CA 950209523, GILROY, CA 95020-9523

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2019
Property Address	890 W 6TH ST, GILROY, CA 95020-5912
Document Number	0024183065
Instrument Date	May 10, 2019
Instrument	24183065
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2545 DUNLAP AVE GILROY CA 950209523, GILROY, CA 95020-9523

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2019
Property Address	890 W 6TH ST, GILROY, CA 95020-5912
Document Number	0024183062
Instrument Date	Nov 24, 2017
Instrument	24183062
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	890 W 6TH ST GILROY CA 950205912, GILROY, CA 95020-5912

Tax Assessment & Valuation

The 2025 property tax bill for 890 W 6th St was $9,869.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$814,323 (+2%) Land $446,205 Building $368,118
2025	$9,869.00	$798,356 Land $437,456 Building $360,900
2023	$9,658.00 (+1.66%)	$767,357 Land $420,470 Building $346,887
2022	$9,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 890 W 6th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 890 W 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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