Carteret County property record for 890 Straits Rd, Smyrna, NC 28579
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,001 sqft · built 2006 |
| Lot Size | 1.96 acres (85,465 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 7346.01.29.1951000 |
| Primary APN | 7346.01.29.1951000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,001 sqft Heated Area |
| Gross Area | 2,805 sqft |
| 1st Floor Area | 1,736 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 85,465 sqft (1.96 acres) |
| Lot Dimensions | 395 ft deep x 272 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 42 sqft |
| Patio Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 43243 |
|---|---|
| Street Address | 890 STRAITS RD |
| City | SMYRNA |
| State | NC |
| Zip | 28579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT L1 FLORENCE B LEWIS |
| Legal Subdivision | FLORENCE LEWIS |
| Legal Block | 29 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | SMYRNA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970103 |
890 Straits Rd, a single family home, is owned by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 165, GLOUCESTER, NC 28528-0165 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 890 STRAITS RD, SMYRNA, NC 28579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016760494 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 1676/494 |
| Instrument | 1676495 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 890 Straits Rd was $1,413.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,340 (-) Land $37,579 Building $343,761 | $381,340 (-) Land $37,579 Building $343,761 | |
| 2025 | $1,413.00 | $381,340 Land $37,579 Building $343,761 | $381,340 Land $37,579 Building $343,761 |
| 2023 | $263,437 Land $69,408 Building $194,029 | $263,437 Land $69,408 Building $194,029 | |
| 2022 | $1,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 890 Straits Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 81 (1993–2024) |
| Claims Outside the SFHA | 2 of 81 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 890 Straits Rd is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 97.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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