890 Spruce Dr, Saint Cloud, MN 56303 Property Records

Stearns County property record for 890 Spruce Dr, Saint Cloud, MN 56303

Property Summary

Property Type	Commercial
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Tax Bill	$410 (2025)
Flood Zone	Zone AE (high risk)
APN	`82-47750-0112`

Property Details

APN / Parcel Number

Primary APN	`82-47750-0112`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	890 SPRUCE DR
City	SAINT CLOUD
State	MN
Zip	56303
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 10 LESS HIGHWAY & LESS PART COM MOST NLY COR LOT 10-S45D W ALG NWLY LN LOT 10 80' TO MOST WLY COR OF NELY 80' & POB-CONT
Legal Range	28W
Legal Township	124
Legal Section	08
Legal Subdivision	KREMERS ADDITION
Legal Lot Number	1,10
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1016
Census Tract	1003

Owner

Source: Stearns County records · APN 82-47750-0112

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 7909, OVERLAND PARK, KS 66207-0909
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$410.00	$21,000 Land $15,000 Building $6,000	$21,000 Land $15,000 Building $6,000
2024	$410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 240 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.