890 Spirea, Howell, MI 48843 Property Records

Livingston County property record for 890 Spirea, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,304 sqft · built 2006
Lot Size	0.039 acres (1,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,127 (May 2014)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02-402-115`

Property Details

APN / Parcel Number

Primary APN	`10-02-402-115`
Alternative APN	`471002402115`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,301 sqft
Basement Area	1,301 sqft
Unfinished Basement	1,301 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	1,732 sqft
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	890 SPIREA
City	HOWELL
State	MI
Zip	48843-6821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	URBAN
Legal Description	10-02-402-115 SECS 2 & 11 T2N R4E THE MEADOWS CONDOMINIUM UNIT 115 SPLIT 9-01 FROM 400-001 & 11-200-004
Legal Range	04E
Legal Township	02N
Legal Section	02
Legal Subdivision	THE MEADOWS CONDO
Legal Tract	730100
Legal Unit	115
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2015
Census Tract	730102

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	890 SPIREA, HOWELL, MI 48843-6821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Feb 1, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2014 · Amount on Record
Deed Sale	May 8, 2014 · Amount on Record
Deed Document Number	201413097
Last Transfer Date	Jun 15, 2016
Transfer Doc	0000018579
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	890 SPIREA, HOWELL, MI 48843-6821
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 SPIREA 115, 115, HOWELL, MI 48843-6821

Mortgage

Document Number	0000034493
Date	Oct 1, 2020
Instrument	2020R-034493

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	890 SPIREA, HOWELL, MI 48843-6821
Document Number	0000002987
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	890 SPIREA #115 HOWELL MI 488436821, 115, HOWELL, MI 48843-6821

Mortgage

Document Number	0000002987
Date	Feb 6, 2019
Instrument	2987

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,900 (+12.8%)	$297,800 (+12.8%)
2025	$2,663.00 (+22.04%)
2023		$132,000
2021	$2,182.00		$264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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