890 Ridge Ln, Oshkosh, WI 54901 Property Records

Winnebago County property record for 890 Ridge Ln, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1920
Lot Size	0.318 acres (13,841 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2023)
Tax Bill	$3,035 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-19621000`

Property Details

APN / Parcel Number

Primary APN	`15-19621000`
Alternative APN	`915-19621000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	304 sqft
1st Floor Area	888 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	13,841 sqft (0.318 acres)
Garage Type	Attached
Garage Area	304 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	915-19621000
Street Address	890 RIDGE LN
City	OSHKOSH
State	WI
Zip	54901-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 9 & 10 BAY VIEW PARK
Legal Subdivision	BAY VIEW PARK
Legal Lot Number	9,10
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2037
Census Tract	1600

Owner

Source: Winnebago County records · APN 15-19621000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	890 RIDGE LN, OSHKOSH, WI 54901-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Deed Document Number	20231900593
Prior Transfer Date	Jan 30, 2012
Prior Transfer Doc	0001593331
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 17, 2023
Property Address	890 RIDGE LN, OSHKOSH, WI 54901-1422
Document Number	0001900593
Instrument Date	Mar 09, 2023
Instrument	1900593
Transaction Type	Transfer
Record Updated	May 06, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 RIDGE LN, OSHKOSH, WI 54901-1422

Mortgage

Document Number	0001900594
Date	Mar 17, 2023
Instrument	1900594

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,400 (+104.02%) Land $31,900 Building $130,500
2024	$3,035.00 (+30.71%)
2023	$2,322.00 (+1.09%) Homeowner's exemption	$79,600 (-) Land $25,500 Building $54,100	$115,024 Land $36,848 Building $78,176
2022	$2,297.00	$79,600 Land $25,500 Building $54,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1978–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2010 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 127 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.