Santa Cruz County property record for 890 Pinetree Ln, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,109 sqft · built 1995 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,100,000 (Aug 2025) |
| Tax Bill | $13,291 (2025) |
| Deeds & Mortgages | Aug 2025 Sale Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-221-07 |
| Primary APN | 038-221-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,109 sqft Living Area |
| Gross Area | 2,589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 601 sqft |
| Patio Area | 601 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 890 PINETREE LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | NEW BRIGHTON |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 122100 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 890 PINETREE LN, APTOS, CA 95003-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 25, 2025 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Deed Document Number | 202517796 |
| Prior Transfer Date | May 1, 2015 |
| Prior Transfer Doc | 0000026722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 25, 2025 |
| Property Address | 890 PINETREE LN, APTOS, CA 95003-3528 |
| Document Number | 0000017796 |
| Map Reference | MB 12 PG 16 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025-0017796 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 890 PINETREE LN, APTOS, CA 95003-3528 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 890 PINETREE LN, APTOS, CA 95003-3528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 890 PINETREE LN, APTOS, CA 95003-3528 |
| Document Number | 0000004833 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-0004833 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,100,000 (+86.13%) Land $1,470,000 Building $630,000 | |
| 2025 | $13,291.00 (+9.18%) Homeowner's exemption | $1,128,237 (+4.04%) Land $676,942 Building $451,295 |
| 2023 | $12,173.00 (+0.55%) Homeowner's exemption | $1,084,427 Land $650,656 Building $433,771 |
| 2022 | $12,106.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE TREE LANE MUTUAL WATER CO private · serves 75 people · EPA ID CA4400582 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SOQUEL CREEK WATER DISTRICT |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Etheric Networks, GeoLinks.
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