890 Pine Valley Ln, Cincinnati, OH 45245 Property Records

Clermont County property record for 890 Pine Valley Ln, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,011 sqft · built 1999
Lot Size0.254 acres (11,064 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (Nov 2023)
Tax Bill$6,942 (2025)
Deeds & MortgagesSep 2024 Mortgage
Nov 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-28-14B-179

Property Details

APN / Parcel Number

Primary APN27-28-14B-179

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,011 sqft Living Area
1st Floor Area1,939 sqft
Basement Area1,548 sqft
Finished Basement1,548 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area11,064 sqft (0.254 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area438 sqft
Deck Area356 sqft
Patio Area356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address890 PINE VALLEY LN
CityCINCINNATI
StateOH
Zip45245-3323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGENDARY RUN SECTION 4-A; LOT 118
Legal SubdivisionLEGENDARY RUN
Legal Lot Number118
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group3
Census Block3011
Census Tract41505

Owner

890 Pine Valley Ln is owned and occupied by an individual who bought it in November 2023.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2024Deed of Trust, Mortgage · Conventional Mortgage
RAPID MORTGAGE COMPANY
Nov 17, 2023Warranty Deed, Transfer · Conventional Mortgage
RAPID MORTGAGE COMPANY
Mar 1, 2022Warranty Deed, Transfer
Aug 5, 2019Survivorship Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Feb 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2023 · Amount on File
Deed SaleNov 17, 2023 · Amount on File
Prior SaleMar 1, 2022 · Amount on File
Deed Document Number202321503
Deed Book / Page2956 / 5022
Prior Transfer DateSep 10, 2019
Prior Transfer Doc0000020198
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
InvestorPossibly a Property Investor

Mortgage

Document Number0000016674
DateSep 3, 2024
Book Page2975/3432
Instrument202400016674
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
AddressCINCINNATI, OH 45255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateNov 17, 2023
Property Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
Document Number0000021503
Book / Page2956 / 5022
Map ReferenceCAB 8 PG 91&92
Instrument DateNov 15, 2023
Instrument202300021503
Transaction TypeTransfer
Record UpdatedDec 6, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
InvestorPossibly a Property Investor

Mortgage

Document Number0000021504
DateNov 17, 2023
Instrument202300021504
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateMar 1, 2022
Property Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
Document Number0000006117
Book / Page2913 / 1071
Map ReferenceCAB 8 PG 91&92
Instrument DateFeb 28, 2022
Instrument202200006117
Transaction TypeTransfer
Record UpdatedMar 9, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323

August 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCLERMONT OH
Recording DateAug 5, 2019
Property Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
Document Number0000016652
Book / Page2814 / 3040
Map ReferenceCAB 8 PG 91&92
Instrument DateJul 30, 2019
Instrument201900016652
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyACS TITLE & CLOSING SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323

Mortgage

Document Number0000016653
DateAug 5, 2019
Instrument201900016653
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2039

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address890 PINE VALLEY LN, CINCINNATI, OH 45245-3323
Document Number0000003294
Instrument DateFeb 8, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address890 PINE VALLEY LN CINCINNATI OH 452453323, CINCINNATI, OH 45245-3323

Mortgage

Document Number0000003294
DateFeb 13, 2018
Book Page002754/001587
Instrument3294
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2048
Interest
Rate TypeAdjustable Rate
Rate2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 890 Pine Valley Ln was $6,942 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictNew Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,942.00$156,490 Land $27,830 Building $128,660
2024$447,100 (-) Land $79,500 Building $367,600
2023$12,949.00 (+96.7%) Homeowner's exemption$156,490 (+20.45%) Land $27,830 Building $128,660$447,100 Land $79,500 Building $367,600
2022$6,583.00 Homeowner's exemption$129,920 Land $23,100 Building $106,820
2020$371,200 Land $66,000 Building $305,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 890 Pine Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 890 Pine Valley Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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