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890 Panorama Dr, Milford, MI 48381 Property Records

Oakland County property record for 890 Panorama Dr, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,345 sqft · built 1959
Lot Size0.383 acres (16,683 sqft)
Owner2 Individual Names on File
Tax Bill$2,213 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNLM-16-03-376-028

Property Details

APN / Parcel Number

Primary APNLM-16-03-376-028

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,345 sqft Living Area
1st Floor Area747 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBi-Level
Exterior MaterialOther
Roof TypeGable
Lot Area16,683 sqft (0.383 acres)
Lot Dimensions250 ft deep x 66 ft wide
TerrainRolling
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area33 sqft
Deck Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address890 PANORAMA DR
CityMILFORD
StateMI
Zip48381-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 143
Legal Range07E
Legal Township02N
Legal Section03
Legal SubdivisionFAIRVIEW HILLS SUB
Legal Lot Number143
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1007
Census Tract132700

Owner

890 Panorama Dr is owned and occupied by two individuals.

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address890 PANORAMA DR, MILFORD, MI 48381-1557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address890 PANORAMA DR, MILFORD, MI 48381-1557
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address890 PANORAMA DR, MILFORD, MI 48381-1557

Mortgage

Document Number0000047826
DateFeb 23, 2021
Book Page55755/672
Instrument47826
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address890 PANORAMA DR, MILFORD, MI 48381-1557
Document Number0000129259
Instrument DateAug 2, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address890 PANORAMA DR MILFORD MI 483811557, MILFORD, MI 48381-1557

Mortgage

Document Number0000129259
DateAug 12, 2019
Book Page053127/000291
Instrument129259
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 890 Panorama Dr was $2,213 with a homeowner's exemption, down 10.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,213.00 (-10.44%) Homeowner's exemption$127,490$254,980
2024$2,471.00
2023$114,140$228,280
2021$1,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 890 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 890 Panorama Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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