890 Onyx Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 890 Onyx Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Rural Home
Details	4.5 ba · 6,643 sqft · built 2002
Lot Size	8.18 acres (356,451 sqft)
Owner	2 Individual Names on File
Last Sale	$531,000 (Apr 2017)
Tax Bill	$11,899 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-45-04-7160`

Property Details

APN / Parcel Number

Primary APN	`1-45-04-7160`
Alternative APN	`120868`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,643 sqft Living Area
Gross Area	7,459 sqft
1st Floor Area	3,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	356,451 sqft (8.18 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,030 sqft
Patio Area	196 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	890 ONYX RD
City	COPPERAS COVE
State	TX
Zip	76522-7667
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	KUBITZ PLACE, LOT 21E, ACRES 8.183
Legal Subdivision	KUBITZ PLACE
Legal Tract	21E
Legal Lot Number	21E
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	1
Census Block	1004
Census Tract	10604

Owner

Source: Coryell County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	890 ONYX RD, COPPERAS COVE, TX 76522-7667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Sep 19, 2018	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Apr 6, 2017	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Prior Sale	Oct 3, 2011
Deed Document Number	2017296691
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Recording Date	Apr 16, 2026
Property Address	890 ONYX RD, COPPERAS COVE, TX 76522-7667
Document Number	0000392456
Instrument Date	Apr 8, 2026
Instrument	2026392456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 ONYX RD, COPPERAS COVE, TX 76522-7667
Investor	Possibly a Property Investor

Mortgage

Document Number	0000392456,
Date	Apr 16, 2026
Instrument	2026392456

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	890 ONYX RD, COPPERAS COVE, TX 76522-7667
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310435
Date	Sep 19, 2018
Instrument	310435

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2043

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Apr 6, 2017
Property Address	890 ONYX RD, COPPERAS COVE, TX 76522-7667
Document Number	296691
Map Reference	VOL 5 PG 40
Instrument Date	Apr 3, 2017
Instrument	296691
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	296692
Date	Apr 6, 2017
Instrument	296692

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$750,970 (-19.27%) Land $90,750 Building $660,220	$750,970 (-19.27%) Land $90,750 Building $660,220
2023	$11,899.00 (+21.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$930,170 Land $90,750 Building $839,420	$930,170 Land $90,750 Building $839,420
2022	$9,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2007–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 61% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AMG Technology Investment Group.

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