Kenton County property record for 890 Kyles Ln, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1999 |
| Lot Size | 1.42 acres (62,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jul 2005) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-30-00-048.00 |
| Primary APN | 042-30-00-048.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,576 sqft Finished Area |
| Gross Area | 1,952 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 62,204 sqft (1.42 acres) |
| Lot Dimensions | 622 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 890 KYLES LN |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-8122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.428 ACS NES KYLES LN 100X622FT |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 65200 |
890 Kyles Ln is owned and occupied by two individuals who bought it in July 2005.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 890 KYLES LN, FT MITCHELL, KY 41017-8122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU |
| Oct 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2005 · Amount on File |
| Deed Sale | Jul 29, 2005 · Amount on File |
| Prior Sale | Nov 17, 1998 · Amount on File |
| Deed Document Number | 200507 29 059 00014 |
| Deed Book / Page | 2690 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 890 KYLES LN, COVINGTON, KY 41017-8122 |
| Document Number | 0000000286 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | PRO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 890 KYLES LN COVINGTON KY 410178122, COVINGTON, KY 41017-8122 |
| Document Number | 0000000286 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 00M101/000178 |
| Instrument | 286 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 890 KYLES LN, COVINGTON, KY 41017-8122 |
| Document Number | 0000000062 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 890 KYLES LN FORT WRIGHT KY 410178122, FORT WRIGHT, KY 41017-8122 |
| Document Number | 0000000062 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 0C6522/000034 |
| Instrument | 62 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 890 Kyles Ln was $1,653 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,000 (-) Land $25,000 Building $191,000 | $216,000 (-) Land $25,000 Building $191,000 | |
| 2025 | $1,653.00 Homeowner's exemption | $216,000 Land $20,000 Building $196,000 | $216,000 Land $20,000 Building $196,000 |
| 2023 | $1,807.00 Homeowner's exemption | $216,000 Land $20,000 Building $196,000 | $216,000 Land $20,000 Building $196,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 890 Kyles Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 890 Kyles Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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