Emmet County property record for 890 Intertown Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,252 sqft |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,000 (Oct 2021) |
| Tax Bill | $3,255 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2025 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-18-200-019 |
| Primary APN | 01-19-18-200-019 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 9 Stories |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Other |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 480 sqft |
| Patio Area | 32 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 890 INTERTOWN RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT E 1/4 COR, TH W 850 FT FOR POB, TH N 329.19 FT, W 200 FT, S 329.19 FT, E 200 FT TO POB. 1.51 AC M/L SECTION 18, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 18 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Jan 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW CITY INVESTMENTS |
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Jul 2, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Jan 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW CITY INVESTMENTS |
| May 21, 2010 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Apr 5, 2016 | Deed of Trust, Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Mar 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Oct 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2006 · Amount on Record |
| Deed Document Number | 20215191273 |
| Deed Book / Page | 1238 / 311 |
| Last Transfer Date | Feb 26, 2026 |
| Transfer Doc | 0001274/94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0000001235/0000000809 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 0000001235/0000000809 |
| Instrument | 5188772 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0000001264/0000000631 |
|---|---|
| Date | Jan 17, 2025 |
| Book Page | 0000001264/0000000631 |
| Instrument | 5217661 |
| Name | NEW CITY INVESTMENTS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0005227144 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 5227144 |
| Name | LUMINATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001213/239 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 1213/239 |
| Instrument | 5166159 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0000001235/0000000809 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 0000001235/0000000809 |
| Instrument | 5188772 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0000001264/0000000631 |
|---|---|
| Date | Jan 17, 2025 |
| Book Page | 0000001264/0000000631 |
| Instrument | 5217661 |
| Name | NEW CITY INVESTMENTS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001124/206 |
|---|---|
| Date | May 21, 2010 |
| Book Page | 1124/206 |
| Name | BANK OF AMERICA NA |
|---|---|
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01184/0259 |
|---|---|
| Date | Apr 5, 2016 |
| Book Page | 1184/0259 |
| Instrument | 5137109 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|---|
| Address | PETOSKEY, MI 49770 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 3, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 24, 2026 |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0001274/94 |
| Book / Page | 1274 / 94 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 5227143 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | ATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0005227144 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 5227144 |
| Name | LUMINATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 25, 2021 |
| Property Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 001238/311 |
| Book / Page | 1238 / 311 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 5191273 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 890 INTERTOWN RD, PETOSKEY, MI 49770-9502 |
| Document Number | 0005191274 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 5191274 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2051 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,700 (+10.29%) Land $10,200 Building $194,500 | $409,400 (+10.29%) Land $20,400 Building $389,000 | |
| 2025 | $185,600 (+28.35%) Land $8,300 Building $177,300 | $371,200 (+28.35%) Land $16,600 Building $354,600 | |
| 2024 | $3,255.00 | ||
| 2023 | $144,600 Land $7,100 Building $137,500 | $289,200 Land $14,200 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK ESTATES CONDOMINIUM private · serves 210 people · EPA ID MI0000505 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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