890 E Elm St, Breckenridge, MO 64625 Property Records

Caldwell County property record for 890 E Elm St, Breckenridge, MO 64625

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1920
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$58,520 (Jul 2026)
Tax Bill	$558 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-2-10-4-05-4.00`

Property Details

APN / Parcel Number

Primary APN	`01-2-10-4-05-4.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,212 sqft Living Area
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	890 E ELM ST
City	BRECKENRIDGE
State	MO
Zip	64625-8131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-57-26 BLK 21 LOT 6 ORIGINAL CITY OF BRECKENRIDGE
Legal Range	26
Legal Township	57
Legal Section	10
Legal Subdivision	TOWN OF BRECKENRIDGE
Legal Block	21
Legal Lot Number	6
Jurisdiction	CALDWELL MO
Township / Civil Division	BRECKENRIDGE
Census Block Group	2
Census Block	2052
Census Tract	950100

Owner

890 E Elm St is owned and occupied by an individual who bought it in July 2026.

Source: Caldwell County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	890 E ELM ST, BRECKENRIDGE, MO 64625-8131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Line of Credit BTC BANK
Apr 28, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Deed Document Number	202670614
Deed Book / Page	2026 / 873
Prior Transfer Date	Apr 23, 2020
Prior Transfer Doc	195/6379
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Jul 10, 2026
Property Address	890 E ELM ST, BRECKENRIDGE, MO 64625-8131
Document Number	0000070614
Book / Page	2026 / 873
Instrument Date	Jul 10, 2026
Instrument	202670614
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 E ELM ST, BRECKENRIDGE, MO 64625-8131

Mortgage

Document Number	0000070614,
Date	Jul 10, 2026
Book Page	2026/874
Instrument	202670614

Lender

Name	BTC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2056

Interest

Max Rate	-1%

April 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CALDWELL MO
Recording Date	Apr 28, 2020
Property Address	890 E ELM ST, BRECKENRIDGE, MO 64625-8131
Document Number	195/6379
Book / Page	195 / 6379
Instrument Date	Apr 23, 2020
Instrument	59093
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112, BRECKENRIDGE, MO 64625-0112
Mail Care Of	LORAINE G RICHEY

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Breckenridge Township
Municipality	Breckenridge City
Unified School District	Breckenridge R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,680 Land $330 Building $7,350	$40,410 Land $1,710 Building $38,700
2024	$558.00
2023		$6,830 Land $330 Building $6,500	$35,910 Land $1,710 Building $34,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 890 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 890 E Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRECKENRIDGE PWS serves 333 people · EPA ID MO1010099
Water Source	Purchased groundwater from DAVIESS COUNTY PWSD 2
Last State Inspection	Nov 2022
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Elm St

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