890 Cody Dr, Grayson, KY 41143 Property Records

Carter County property record for 890 Cody Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3,234 sqft
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Nov 2023)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096-30-00-020.00`

Property Details

APN / Parcel Number

Primary APN	`096-30-00-020.00`
Alternative APNs	`31381` `34572`

Interior

Stories	1 Story
Building Area	3,234 sqft Living Area

Exterior

Lot Area	99,752 sqft (2.29 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Driveway	Asphalt Driveway

Location & Zoning

Account Number	34572
Street Address	890 CODY DR
City	GRAYSON
State	KY
Zip	41143-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 2.29 ACRES
Legal Subdivision	LYNNWOOD
Jurisdiction	CARTER KY
Township / Civil Division	WILLARD
Census Block Group	3
Census Block	3018
Census Tract	960700

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	890 CODY DR, GRAYSON, KY 41143-8627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 24, 2020	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	2023571996
Deed Book / Page	509 / 41
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Sep 5, 2023
Property Address	890 CODY DR, GRAYSON, KY 41143-8627
Document Number	000505/311
Book / Page	505 / 311
Instrument Date	Aug 21, 2023
Instrument	569286
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 SILVER LEAF DR, GRAYSON, KY 41143-8697

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	890 CODY DR, GRAYSON, KY 41143-8627

Mortgage

Document Number	0000569292
Date	Sep 5, 2023
Instrument	569292

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Nov 24, 2020
Property Address	890 CODY DR, GRAYSON, KY 41143-8627
Document Number	0OR443/751
Book / Page	OR443 / 751
Instrument Date	Nov 20, 2020
Instrument	485226
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7701, DAYTONA BEACH SHORES, FL 32116-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	890 CODY DR, GRAYSON, KY 41143-8627

Mortgage

Document Number	0000485227
Date	Nov 24, 2020
Instrument	485227

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (-0.73%)	$335,000 (+17.54%)	$335,000 (+17.54%)
2023	$2,456.00	$285,000	$285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1978–2025)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storms And Flooding, Mar 2002 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum.

Cell Coverage

No cell data coverage reported

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