Duval County property record for 890 Beach Ave, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,665 sqft · built 1938 |
| Lot Size | 0.331 acres (14,417 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,000,000 (Jan 2026) |
| Tax Bill | $18,590 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170239-0000 |
| Primary APN | 170239-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 5,665 sqft Living Area |
| Gross Area | 6,944 sqft |
| 1st Floor Area | 1,430 sqft |
| Upper Floors Area | 2,787 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,417 sqft (0.331 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 135 sqft |
| Patio Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 890 BEACH AVE |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 6-1 16-2S-29E .341 ATLANTIC BEACH PT HOTEL RESERVATION RECD RECD O/R 20713-473 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13905 |
Source: Duval County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4141 COQUINA DR, JACKSONVILLE BEACH, FL 32250-2101 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Dec 2, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Jan 7, 2026 | Warranty Deed, Transfer · Commercial Mortgage UNITAS FUNDING LLC |
| Jun 15, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA |
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on Record |
| Deed Sale | Jan 7, 2026 · Amount on Record |
| Prior Sale | Sep 29, 1993 |
| Deed Document Number | 20264216 |
| Deed Book / Page | 21747 / 1467 |
| Prior Transfer Date | Jun 7, 2023 |
| Prior Transfer Doc | 0207130473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 890 BEACH AVE, ATLANTIC BCH, FL 32233-5416 |
| Document Number | 0197571874 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 19757/1874 |
| Instrument | 2021145215 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | 32215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 18, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2009 SANDPIPER PT, NEPTUNE BEACH, FL 32266-1525 |
| Document Number | 0200400400 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 20040/400 |
| Instrument | 2021319451 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | 33216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 34 Months |
| Due | Oct 20, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 7, 2026 |
| Property Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Document Number | 0217471467 |
| Book / Page | 21747 / 1467 |
| Map Reference | MB 5 PG 64 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026004216 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, ROCK SOLID LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1321 ESTRELA LN, ATLANTIC BEACH, FL 32233-0037 |
| Name | Verified Name |
|---|---|
| Address | 4141 COQUINA DR, JACKSONVILLE, FL 32250-2101 |
| Document Number | 0217471469 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 21747/1469 |
| Name | UNITAS FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jul 1, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 15, 2023 |
| Property Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Document Number | 0207130473 |
| Book / Page | 20713 / 473 |
| Map Reference | MB 5 PG 64 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 2023121996 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0191190060 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 19119/60 |
| Instrument | 2020046041 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 890 BEACH AVE, ATLANTIC BEACH, FL 32233-5416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0189840825 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 18984/0825 |
| Instrument | 2019249308 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 6, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,617,256 (+220.96%) Land $2,323,973 Building $1,293,283 | $3,617,256 (+1.88%) Land $2,323,973 Building $1,293,283 | |
| 2025 | $18,590.00 (+1.73%) Homeowner's exemption Widower's exemption | $1,127,025 (+5.99%) | $3,550,680 (+11.1%) Land $2,296,200 Building $1,254,480 |
| 2024 | $18,274.00 (+2.08%) | ||
| 2023 | $17,901.00 (+7.3%) Homeowner's exemption | $1,063,363 (+3%) | $3,195,977 (+3.58%) Land $2,269,500 Building $926,477 |
| 2022 | $16,683.00 Homeowner's exemption | $1,032,392 | $3,085,607 Land $2,269,500 Building $816,107 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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