89 Windy Hills Rd, Commerce, GA 30529 Property Records

Jackson County property record for 89 Windy Hills Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,149 sqft · built 1983
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2021)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C21A 150`

Property Details

APN / Parcel Number

Primary APN	`C21A 150`
Alternative APN	`9892`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,149 sqft Heated Area
1st Floor Area	987 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Deck Area	288 sqft
Patio Area	16 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9892
Street Address	89 WINDY HILLS RD
City	COMMERCE
State	GA
Zip	30529-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 17 WINDY HILLS
Legal Subdivision	WINDY HILL
Legal Lot Number	17
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 WINDY HILLS RD, COMMERCE, GA 30529-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS REAL ESTATE SOLUTIONS
Aug 13, 2021	Warranty Deed, Transfer
Aug 2, 2019	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	20215978
Deed Book / Page	99O / 499
Prior Transfer Date	Jul 9, 2014
Prior Transfer Doc	00068U0026
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 15, 2021
Property Address	89 WINDY HILLS RD, COMMERCE, GA 30529-1537
Document Number	00099O0499
Book / Page	99O / 499
Instrument Date	Nov 15, 2021
Instrument	2021-005978
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WINDY HILLS RD, COMMERCE, GA 30529-1537

Mortgage

Document Number	000099O501
Date	Nov 15, 2021
Instrument	99O/501

Lender

Name	CHAMPIONS REAL ESTATE SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 13, 2021
Property Address	89 WINDY HILLS RD, COMMERCE, GA 30529-1537
Document Number	00097Y0477
Book / Page	97Y / 477
Instrument Date	Aug 13, 2021
Instrument	2021-004288
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3768 SE 99TH LN, BELLEVIEW, FL 34420-7814

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 2, 2019
Property Address	89 WINDY HILLS RD, COMMERCE, GA 30529-1537
Document Number	00085N0384
Book / Page	00085N / 000384
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WINDY HILLS RD COMMERCE GA 305291537, COMMERCE, GA 30529-1537

Mortgage

Document Number	85N0386
Date	Aug 2, 2019
Book Page	00085N/000386

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,160 (-) Land $20,000 Building $61,160	$202,900 (-) Land $50,000 Building $152,900
2025	$2,167.00 (+7.33%)	$81,160 (+10.93%) Land $20,000 Building $61,160	$202,900 (+10.93%) Land $50,000 Building $152,900
2024	$2,019.00 (+3.91%)	$73,160 (+11.46%) Land $12,000 Building $61,160	$182,900 (+11.46%) Land $30,000 Building $152,900
2023	$1,943.00 (+22.82%)	$65,640 (+34.51%) Land $12,000 Building $53,640	$164,100 (+34.51%) Land $30,000 Building $134,100
2022	$1,582.00	$48,800 Land $6,000 Building $42,800	$122,000 Land $15,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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