89 Windsor Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 89 Windsor Ln, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,024 sqft · built 2012
Lot Size	21.3 acres (928,481 sqft)
Owner	2 Individual Names on File
Tax Bill	$19,501 (2025)
Flood Zone	Zone X (minimal risk)
APN	`48-04301-0000-00014-02-C0089`

Property Details

APN / Parcel Number

Primary APN	`48-04301-0000-00014-02-C0089`
Alternative APN	`48043010000000140002 C0089`

Interior

Building Area	3,024 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Lot Area	928,481 sqft

Location & Zoning

Street Address	89 WINDSOR LN
City	RAMSEY
State	NJ
Zip	07446-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21.315 AC
Legal Subdivision	BEARS COVE/RAMSEY
Legal Block	4301
Legal Lot Number	14.2
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1008
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-04301-0000-00014-02-C0089

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 WINDSOR LN, RAMSEY, NJ 07446-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,072,900 (+13.28%) Land $240,000 Building $832,900	$1,072,900 (+13.28%) Land $240,000 Building $832,900
2025	$19,501.00 (-4.38%)	$947,100 (+31.05%) Land $225,000 Building $722,100	$947,100 (+31.05%) Land $225,000 Building $722,100
2024	$20,394.00 (+7.59%)
2023		$722,700 Land $225,000 Building $497,700	$722,700 Land $225,000 Building $497,700
2022	$18,956.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 7 of 12 on primary residences
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events	Hurricane Irene (Aug 2011), 2 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.