Rowan County property record for 89 Windmere Ln, Morehead, KY 40351 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,348 sqft Living Area |
| Lot Size | 49,353 sqft (1.13 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $2,017.00 (2025) |
| Primary APN | 032-00 00 004.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,348 sqft Living Area |
| Basement Area | 2,108 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 49,353 sqft (1.13 acres) |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Geo-Thermal Heating Fuel |
| Account Number | 3587 |
|---|---|
| Street Address | 89 WINDMERE LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8088 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT 5 & 4B 1.133 ACRES TOTAL WINDEMERE POINT SUBD |
| Legal Subdivision | WINDEMERE ESTATES |
| Legal Lot Number | 1,5,4B |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 950201 |
Source: Rowan County records · APN 032-00 00 004.04
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 WINDMERE LN, MOREHEAD, KY 40351-8088 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000206664 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 89 WINDMERE LN, MOREHEAD, KY 40351-8088 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A444/533 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | A444/533 |
| Instrument | 2014507 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2036 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,017.00 (-1.75%) | $241,000 (-) Land $15,000 Building $226,000 | $241,000 (-) Land $15,000 Building $226,000 |
| 2023 | $2,053.00 | $241,000 Land $15,000 Building $226,000 | $241,000 Land $15,000 Building $226,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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