Stillwater County property record for 89 Winding River Rd, Reed Point, MT 59069
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,836 sqft · built 2023 |
| Lot Size | 20 acres (871,636 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,982 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R3214996 |
| Primary APN | R3214996 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Attic | Attic |
| Attic Area | 306 sqft |
| Basement Area | 1,530 sqft |
| Finished Basement | 1,530 sqft |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 871,636 sqft (20 acres) |
| Porch | Open Porch |
| Porch Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0004040016 |
|---|---|
| Street Address | 89 WINDING RIVER RD |
| City | REED POINT |
| State | MT |
| Zip | 59069-7948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | YELLOWSTONE RIVER RANCH, S05, T02 S, R19 E, LOT 118, COS 269115 |
| Legal Subdivision | YELLOWSTONE RIVER RANCH |
| Legal Lot Number | 118 |
| Jurisdiction | STILLWATER MT |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1160 |
| Census Tract | 966400 |
Source: Stillwater County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 27, REED POINT, MT 59069-0027 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Stillwater County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Stillwater County |
| Elementary School District | Reed Point Elementary School District (PK - 08) |
| Secondary School District | Reed Point High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,982.00 (+4,584.71%) | $869,635 (+78,814.25%) | $869,635 (+78,814.25%) Land $89,755 Building $779,880 |
| 2023 | $85.00 | $1,102 | $1,102 Land $1,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 13 (2018–2022) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jun 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
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