89 Willoughby St, Newark, NJ 07112 Property Records

Essex County and Newark City property record for 89 Willoughby St, Newark, NJ 07112

Property Summary

Property Type	Single Family Home
Details	1,194 sqft · built 1923
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2024)
Tax Bill	$6,142 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03054-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`14-03054-0000-00024`
Alternative APN	`140305400024`

Interior

Stories	2 Stories
Building Area	1,194 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	140305400024
Street Address	89 WILLOUGHBY ST
City	NEWARK
State	NJ
Zip	07112-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Block	3054
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2007
Census Tract	4400

Owner

89 Willoughby St is owned and occupied by two individuals who bought it in April 2024.

Source: Essex County and Newark City records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 WILLOUGHBY ST, NEWARK, NJ 07112-1537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed, Transfer · Conventional Mortgage VAST BANK NA
Oct 23, 2023	Deed, Transfer · Stand-Alone First Mortgage PEAK PRIVATE LENDING LLP
May 26, 2017	Grant Deed, Transfer · FHA Mortgage EVERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Prior Sale	Oct 23, 2023 · Amount on File
Deed Document Number	202422709
Prior Transfer Date	May 2, 1989
Prior Transfer Doc	5082000617
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 22, 2024
Property Address	89 WILLOUGHBY ST, NEWARK, NJ 07112-1537
Document Number	0000022709
Instrument Date	Mar 29, 2024
Instrument	2024022709
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	NOT AVAILABLE, ALLIED TITLE LLC SUITE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 QUEEN ANNE RD, TEANECK, NJ 07666-3241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WILLOUGHBY ST, NEWARK, NJ 07112-1537

Mortgage

Document Number	0000022710
Date	Apr 22, 2024
Instrument	2024022710

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 23, 2023
Property Address	89 WILLOUGHBY ST, NEWARK, NJ 07112-1537
Document Number	0000063778
Instrument Date	Oct 17, 2023
Instrument	2023063778
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 LINDEN BLVD # BLVDF26, BLVDF26, BROOKLYN, NY 11226-3537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 QUEEN ANNE RD, TEANECK, NJ 07666-3241

Mortgage

Document Number	0000063779
Date	Oct 23, 2023
Instrument	2023063779

Lender

Name	PEAK PRIVATE LENDING LLP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 26, 2017
Property Address	89 WILLOUGHBY ST, NEWARK, NJ 07112-1537
Document Number	0000046014
Instrument Date	May 9, 2017
Instrument	46014
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WILLOUGHBY ST NEWARK NJ 071121537, NEWARK, NJ 07112-1537

Mortgage

Document Number	46017
Date	May 26, 2017
Instrument	46017

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 89 Willoughby St was $6,142, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,600 (-) Land $24,900 Building $128,700	$153,600 (-) Land $24,900 Building $128,700
2025	$6,142.00 (+5.15%)	$153,600 Land $24,900 Building $128,700	$153,600 Land $24,900 Building $128,700
2024	$5,841.00
2023		$108,000 (-) Land $24,900 Building $83,100	$108,000 (-) Land $24,900 Building $83,100
2022	$4,034.00 (+0.05%)	$108,000 Land $24,900 Building $83,100	$108,000 Land $24,900 Building $83,100
2021	$4,032.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 89 Willoughby St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 89 Willoughby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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