Gilmer County property record for 89 Whitestone Rd N, Talking Rock, GA 30175
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,409 sqft · built 2009 |
| Lot Size | 11.1 acres (483,952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Jun 2021) |
| Tax Bill | $3,520 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Jun 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 3056 054D |
| Primary APN | 3056 054D |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,409 sqft Heated Area |
| 1st Floor Area | 1,409 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 483,952 sqft (11.1 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 468 sqft |
| Deck Area | 32 sqft |
| Storage Building | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 36940 |
|---|---|
| Street Address | 89 WHITESTONE RD N |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-7293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | PB 57/220 |
| Legal Tract | 1 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | CARTERS LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80401 |
89 Whitestone Rd N, a rural home, is owned and occupied by an individual who bought it in June 2021.
Source: Gilmer County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 WHITESTONE RD N, TALKING ROCK, GA 30175-7293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jun 16, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Prior Sale | May 30, 2014 · Amount on File |
| Deed Document Number | 0002393331 |
| Deed Book / Page | 2393 / 331 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 89 WHITESTONE RD N, TALKING ROCK, GA 30175-7293 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 89 WHITESTONE RD, TALKING ROCK, GA 30175-7293 |
| Document Number | 0000002154/0000000191 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 0000002154/0000000191 |
| Instrument | 001119 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Jun 16, 2021 |
| Property Address | 89 WHITESTONE RD N, TALKING ROCK, GA 30175-7293 |
| Document Number | 002393/331 |
| Book / Page | 2393 / 331 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-002524 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 WHITESTONE RD N, TALKING ROCK, GA 30175-7293 |
The 2025 property tax bill for 89 Whitestone Rd N was $3,520 with a homeowner's exemption.
Source: Gilmer County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,520.00 Homeowner's exemption | $233,680 Land $91,280 Building $142,400 | $584,200 Land $228,200 Building $356,000 |
| 2023 | $3,541.00 | $221,400 Land $86,440 Building $134,960 | $553,500 Land $216,100 Building $337,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Whitestone Rd N in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Whitestone Rd N is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Fiber · Cable | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
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