89 Watson Rd, Ellijay, GA 30540 Property Records

Gilmer County property record for 89 Watson Rd, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,304 sqft · built 1988
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2018)
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3067 109`

Property Details

APN / Parcel Number

Primary APN	`3067 109`
Alternative APN	`17441`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,304 sqft Heated Area
1st Floor Area	1,440 sqft
2nd Floor Area	140 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Metal Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	67,518 sqft (1.55 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	456 sqft
Deck Area	160 sqft
Storage Building	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17441
Street Address	89 WATSON RD
City	ELLIJAY
State	GA
Zip	30540-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PB 28-178
Legal Subdivision	OPAL HEFNER & ERNESTINE HOLT
Legal Lot Number	83
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	1
Census Block	1034
Census Tract	80402

Owner

89 Watson Rd is owned and occupied by an individual who bought it in February 2018.

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	89 WATSON RD, ELLIJAY, GA 30540-5916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Deed Document Number	0002085108
Deed Book / Page	2085 / 108
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Feb 8, 2018
Property Address	89 WATSON RD, ELLIJAY, GA 30540-5916
Document Number	002085/108
Book / Page	2085 / 108
Instrument Date	Feb 8, 2018
Instrument	2018-000290
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WATSON RD, ELLIJAY, GA 30540-5916
Investor	Possibly a Property Investor

Mortgage

Document Number	002085/109
Date	Feb 9, 2018
Book Page	2085/109
Instrument	000805

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 89 Watson Rd was $1,339 with a homeowner's exemption.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00 Homeowner's exemption	$102,060 Land $9,560 Building $92,500	$255,150 Land $23,900 Building $231,250
2022	$1,537.00 Homeowner's exemption	$87,372 Land $6,200 Building $81,172	$218,430 Land $15,500 Building $202,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 Watson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2015–2021)
Most Recent Claim	Mar 2021 · Severe Storms And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Watson Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLIJAY-GILMER CO. WATER AUTH. serves 13,010 people · EPA ID GA1230000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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