89 Watson Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 89 Watson Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,901 sqft · built 2000
Lot Size	0.02 acres (887 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2023)
Tax Bill	$6,955 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00142-01-00089`

Property Details

APN / Parcel Number

Primary APN	`21-00142-01-00089`
Alternative APNs	`21 00142-01-00089-0000-C1000` `2100142000100089 C1000` `05721089`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,901 sqft Living Area
1st Floor Area	722 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	887 sqft (0.02 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05721089
Street Address	89 WATSON CT
City	HOWELL
State	NJ
Zip	07731-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADELPHIA GREENS BLDG 10 UNIT 89
Legal Subdivision	ADELPHIA GREENS CONDO BLDG 10
Legal Block	142.1
Legal Lot Number	89
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3005
Census Tract	811101

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 WATSON CT, HOWELL, NJ 07731-5011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 12, 2023	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Feb 9, 2001 · Amount on Record
Deed Document Number	202371272
Deed Book / Page	9663 / 3582
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	89 WATSON CT, HOWELL, NJ 07731-5011
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WATSON CT, HOWELL, NJ 07731-5011

Mortgage

Document Number	0097454342
Date	Jul 7, 2025
Book Page	9745/4342
Instrument	2025052370

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 12, 2023
Property Address	89 WATSON CT, HOWELL, NJ 07731-5011
Document Number	0096633582
Book / Page	9663 / 3582
Instrument Date	Sep 26, 2023
Instrument	2023071272
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CITY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 NORSE DR, HOWELL, NJ 07731-8732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	15 FIRST MONTGOMERY DR # A, A, MOUNT HOLLY, NJ 08060-1556

Mortgage

Document Number	2023071273
Date	Oct 12, 2023
Instrument	2023071273

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,000 (+8.57%) Land $210,000 Building $236,000	$446,000 (+8.57%) Land $210,000 Building $236,000
2025	$6,955.00 (+7.02%)	$410,800 (+20.05%) Land $177,000 Building $233,800	$410,800 (+20.05%) Land $177,000 Building $233,800
2024	$6,499.00 (+8.33%)
2023		$342,200 (+17.39%) Land $118,000 Building $224,200	$342,200 (+17.39%) Land $118,000 Building $224,200
2022	$5,999.00 (-1.02%)	$291,500 Land $78,000 Building $213,500	$291,500 Land $78,000 Building $213,500
2021	$6,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989–1996)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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