89 Waterpoint Dr, Moneta, VA 24121 Property Records

Franklin County property record for 89 Waterpoint Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,789 sqft · built 2002
Lot Size	1.15 acres (50,138 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Oct 2022)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Oct 2022 Sale May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`032 03-108 00`

Property Details

APN / Parcel Number

Primary APN	`032 03-108 00`
Alternative APN	`8477`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,789 sqft Living Area
Gross Area	3,405 sqft
1st Floor Area	1,789 sqft
Basement Area	1,789 sqft
Finished Basement	1,600 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,138 sqft (1.15 acres)
Terrain	Steep
View / Lot	Waterfront
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	1,328 sqft
Storage Building	44 sqft
Boat Access	Boat Access
Boat House	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8477
Street Address	89 WATERPOINT DR
City	MONETA
State	VA
Zip	24121-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WATERPOINTE LOT 18 SECTION 2
Legal Subdivision	WATERPOIN
Legal Lot Number	18
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

89 Waterpoint Dr is owned by an individual who bought it in October 2022.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	8418 EMERALD DUNES RD, WILMINGTON, NC 28411-8117
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 10, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Document Number	20227811
Deed Book / Page	1191 / 1321
Prior Transfer Date	Mar 17, 2010
Prior Transfer Doc	00097701548
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 21, 2022
Property Address	89 WATERPOINT DR, MONETA, VA 24121-3601
Document Number	0011911321
Book / Page	1191 / 1321
Map Reference	MB 465 PG 499-502
Instrument Date	Oct 13, 2022
Instrument	220007811
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8418 EMERALD DUNES RD, WILMINGTON, NC 28411-8117

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 10, 2021
Property Address	89 WATERPOINT DR, MONETA, VA 24121-3601
Document Number	0011621367
Book / Page	1162 / 1367
Map Reference	MB 465 PG 499-502
Instrument Date	May 6, 2021
Instrument	210004353
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 HICKORY HILL LN, FISHERSVILLE, VA 22939-2512
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 89 Waterpoint Dr was $4,266.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,266.00	$992,100 Land $221,500 Building $770,600	$992,100 Land $221,500 Building $770,600
2023	$4,113.00	$680,300 (+0.89%) Land $216,500 Building $463,800	$680,300 (+0.89%) Land $216,500 Building $463,800
2022		$674,300 Land $216,500 Building $457,800	$674,300 Land $216,500 Building $457,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Waterpoint Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Waterpoint Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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