89 Water Tower Dr, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 89 Water Tower Dr, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,929 sqft · built 2023
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Oct 2022)
Tax Bill	$8,298 (2026)
Deeds & Mortgages	Apr 2024 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353289 259.00-07-33.16`

Property Details

APN / Parcel Number

Primary APN	`353289 259.00-07-33.16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,929 sqft Living Area
1st Floor Area	1,929 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	89 WATER TOWER DR
City	CENTRAL SQUARE
State	NY
Zip	13036-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SCRIBAS PATENT
Legal Block	7
Legal Lot Number	33.160
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1013
Census Tract	20703

Owner

89 Water Tower Dr is owned and occupied by an individual who acquired it in March 2024.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	89 WATER TOWER DR, CENTRAL SQUARE, NY 13036-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Intrafamily Transfer, Transfer
Oct 19, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOLVAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Deed Document Number	2022R-2022-011425
Last Transfer Date	Mar 29, 2024
Transfer Doc	0000002907
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Apr 9, 2024
Property Address	89 WATER TOWER DR, CENTRAL SQUARE, NY 13036-2451
Document Number	0000002907
Map Reference	DOC R-2021-003959
Instrument Date	Mar 29, 2024
Instrument	R-2024-002907
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 WATER TOWER DR, CENTRAL SQUARE, NY 13036-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WATER TOWER DR, CENTRAL SQUARE, NY 13036-2451

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 19, 2022
Property Address	89 WATER TOWER DR, CENTRAL SQUARE, NY 13036-2451
Document Number	0000001425
Map Reference	DOC R-2016-005743
Instrument Date	Sep 1, 2022
Instrument	R-2022-011425
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7854 MARINA DR, BRIDGEPORT, NY 13030-7350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CEMETARY RD, CONSTANTIA, NY 13044-2732

Mortgage

Document Number	0000001426
Date	Oct 19, 2022
Instrument	R-2022-011426

Lender

Name	SOLVAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 89 Water Tower Dr was $8,298, up 2.5% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,298.00 (+2.51%)
2025	$8,095.00	$290,000 Land $40,000 Building $250,000	$386,667 Land $53,333 Building $333,334
2023		$290,000 Land $40,000 Building $250,000	$337,209 Land $46,512 Building $290,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Water Tower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Water Tower Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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