89 Watch Hill Rd, Hackettstown, NJ 07840 Property Records

Warren County and Hackettstown Town property record for 89 Watch Hill Rd, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	2,043 sqft · built 1999
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,250 (May 2017)
Tax Bill	$10,660 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00119-0000-00019-39`

Property Details

APN / Parcel Number

Primary APN	`08-00119-0000-00019-39`
Alternative APN	`08001190000000190039`

Interior

Stories	2 Stories
Building Area	2,043 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Construction Type	Frame
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached

Location & Zoning

Street Address	89 WATCH HILL RD
City	HACKETTSTOWN
State	NJ
Zip	07840-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Subdivision	BROOK HOLLOW ESTATES SEC 03
Legal Block	119
Legal Lot Number	19.39
Jurisdiction	WARREN NJ
Township / Civil Division	HACKETTSTOWN
Census Block Group	3
Census Block	3002
Census Tract	31401

Owner

Source: Warren County and Hackettstown Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 WATCH HILL RD, HACKETTSTOWN, NJ 07840-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 8, 2017	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Feb 16, 2012 · Amount on Record
Deed Document Number	2017474899
Deed Book / Page	2759 / 271
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	89 WATCH HILL RD, HACKETTSTOWN, NJ 07840-1748
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007380/236
Date	Aug 23, 2022
Book Page	7380/236
Instrument	2022-581148

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	May 8, 2017
Property Address	89 WATCH HILL RD, HACKETTSTOWN, NJ 07840-1748
Document Number	0000474899
Book / Page	002759 / 000271
Instrument Date	Apr 20, 2017
Instrument	474899
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WATCH HILL RD HACKETTSTOWN NJ 078401748, HACKETTSTOWN, NJ 07840-1748

Mortgage

Document Number	474900
Date	May 8, 2017
Book Page	006442/000129
Instrument	474900

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Warren County and Hackettstown Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Hackettstown Town
Unified School District	Hackettstown Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,600 (-) Land $100,600 Building $206,000	$306,600 (-) Land $100,600 Building $206,000
2025	$10,660.00 (+1.7%)	$306,600 (-) Land $100,600 Building $206,000	$306,600 (-) Land $100,600 Building $206,000
2024	$10,482.00 (+4.75%)
2023		$306,600 Land $100,600 Building $206,000	$306,600 Land $100,600 Building $206,000
2022	$10,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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