89 Waldo Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 89 Waldo Ave, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,480 sqft · built 1920
Lot Size0.08 acres (3,498 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Aug 2021)
Tax Bill$10,013 (2025)
Deeds & MortgagesDec 2023 Mortgage
Sep 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-00033-0000-00006

Property Details

APN / Parcel Number

Primary APN02-00033-0000-00006
Alternative APN
  • 020003300006

Interior

Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area3,498 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number020003300006
Street Address89 WALDO AVE
CityBLOOMFIELD
StateNJ
Zip07003-5618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal Description35 X 100
Legal Block33
Legal Lot Number6
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group3
Census Block3005
Census Tract15900

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address89 WALDO AVE, BLOOMFIELD, NJ 07003-5618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Sep 19, 2023Deed, Transfer
NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & STLMT LLC
Aug 5, 2021Deed, Transfer · FHA Mortgage
UNMB HOME LOANS INC
Sep 28, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2021 · Amount on Record
Deed SaleAug 5, 2021 · Amount on Record
Prior SaleApr 22, 2002 · Amount on Record
Deed Document Number202195815
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address89 WALDO AVE, BLOOMFIELD, NJ 07003-5618
Transaction TypeMortgage
Record UpdatedJan 8, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 WALDO AVE, BLOOMFIELD, NJ 07003-5618

Mortgage

Document Number0000072592
DateDec 5, 2023
Instrument2023072592
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueAug 1, 2051

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateSep 19, 2023
Property Address89 WALDO AVE, BLOOMFIELD, NJ 07003-5618
Document Number0000056317
Instrument DateJul 27, 2023
Instrument2023056317
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyNEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & STLMT LLC

Transaction

AmountAmount Recorded
Tax$774.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 GROVE ST, BLOOMFIELD, NJ 07003-5612

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 GROVE ST, BLOOMFIELD, NJ 07003-5612

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateAug 5, 2021
Property Address89 WALDO AVE, BLOOMFIELD, NJ 07003-5618
Document Number2021095815
Instrument DateJul 2, 2021
Instrument2021095815
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyPOLONIA TITLE AGCY LLC, POLONIA TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$887.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 TAYLOR RD, 111, OAK RIDGE, TN 37830-5546

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 WALDO AVE, BLOOMFIELD, NJ 07003-5618

Mortgage

Document Number2021095816
DateAug 5, 2021
Instrument2021095816
Lender
NameUNMB HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address89 WALDO AVE, BLOOMFIELD, NJ 07003-5618
Document Number0000097555
Instrument DateSep 28, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 WALDO AVE BLOOMFIELD NJ 070035618, BLOOMFIELD, NJ 07003-5618

Mortgage

Document Number0000097555
DateOct 15, 2019
Instrument97555
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 14, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,000 (-) Land $89,200 Building $197,800$287,000 (-) Land $89,200 Building $197,800
2025$10,013.00 (+2.86%)$287,000 (-) Land $89,200 Building $197,800$287,000 (-) Land $89,200 Building $197,800
2024$9,735.00 (+5.94%)
2023$287,000 (-) Land $89,200 Building $197,800$287,000 (-) Land $89,200 Building $197,800
2022$9,189.00 (+1.87%)$287,000 Land $89,200 Building $197,800$287,000 Land $89,200 Building $197,800
2021$9,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1983–2024)
Claims Outside the SFHA9 of 11
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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