89 W Shore Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 89 W Shore Ave, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details1,064 sqft · built 1905
Lot Size0.092 acres (3,999 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Jun 2002)
Tax Bill$9,952 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00904-0000-00038

Property Details

APN / Parcel Number

Primary APN10-00904-0000-00038
Alternative APNs
  • 100090400038
  • 164000

Interior

Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area3,999 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide

Location & Zoning

Account Number164000
Street Address89 W SHORE AVE
CityDUMONT
StateNJ
Zip07628-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description40X100
Legal Block904
Legal Lot Number38
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group1
Census Block1002
Census Tract10200

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address89 W SHORE AVE, DUMONT, NJ 07628-2332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2002 · Amount on Record
Deed SaleJun 27, 2002 · Amount on Record
Prior SaleDec 14, 1998 · Amount on Record
Deed Book / Page8483 / 355
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address89 W SHORE AVE, DUMONT, NJ 07628-2332
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037180344
DateSep 21, 2020
Book Page3718/344
Instrument20-089176
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address89 W SHORE AVE, DUMONT, NJ 07628-2332
Document Number0032521110
Instrument DateMay 9, 2019
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 W SHORE AVE DUMONT NJ 076282332, DUMONT, NJ 07628-2332

Mortgage

Document Number0032521110
DateMay 28, 2019
Book Page003252/001110
Instrument33102
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2049

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,900 (+6.25%) Land $292,000 Building $159,900$451,900 (+6.25%) Land $292,000 Building $159,900
2025$9,952.00 (+16.59%)$425,300 (+102.52%) Land $268,000 Building $157,300$425,300 (+102.52%) Land $268,000 Building $157,300
2024$8,536.00 (+4.68%)
2023$210,000 Land $140,000 Building $70,000$210,000 Land $140,000 Building $70,000
2022$8,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims30 (1990–2021)
Claims Outside the SFHA2 of 30
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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