89 W Rustic Ln, Round Lake Beach, IL 60073 Property Records

Lake County property record for 89 W Rustic Ln, Round Lake Beach, IL 60073

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,492 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2001)
Tax Bill	$6,228 (2024)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-310-051`

Property Details

APN / Parcel Number

Primary APN	`06-09-310-051`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	860 sqft
2nd Floor Area	632 sqft
Upper Floors Area	632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 W RUSTIC LN
City	ROUND LAKE BEACH
State	IL
Zip	60073-4059
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	COUNTRY WALK UNIT 9; (EX BEG AT NECOR, S ALG ELY LN 60.04, S78D4604W 135.39 TO WLN SD LT, NLY 50.96 TO NWCOR, E ALG NLN 105.15 TO POB) LOT 347
Legal Subdivision	COUNTRY WALK UNIT 9
Legal Lot Number	347
Legal Unit	9
Jurisdiction	LAKE IL
Township / Civil Division	LAKE VILLA
Census Block Group	3
Census Block	3007
Census Tract	861011

Owner

89 W Rustic Ln, a duplex, is owned and occupied by an individual who bought it in December 2001.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	89 W RUSTIC LN, ROUND LAKE BEACH, IL 60073-4059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2001 · Amount on File
Deed Sale	Dec 28, 2001 · Amount on File
Prior Sale	Aug 1, 1994 · Amount on File
Deed Document Number	20014831637
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	89 W RUSTIC LN, ROUND LAKE BEACH, IL 60073-4059
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0008003730
Date	Nov 1, 2023
Instrument	8003730

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	83 Months
Due	Oct 28, 2030

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Lake Villa Township
Municipality	Round Lake Beach Village
Unified School District	Round Lake Community Unit School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,565 Land $14,631 Building $61,934	$229,718 Land $43,897 Building $185,821
2024	$6,228.00 (+11.31%)
2023	$5,595.00 (-2.73%)	$63,064 (+3.65%) Land $12,051 Building $51,013	$189,211 (+3.65%) Land $36,157 Building $153,054
2022	$5,752.00	$60,846 Land $10,499 Building $50,347	$182,556 Land $31,500 Building $151,056

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 W Rustic Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2009)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 W Rustic Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND LAKE BEACH serves 27,200 people · EPA ID IL0971550
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Aug 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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