Orange County and Montgomery Town property record for 89 W Main St, Walden, NY 12586
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1900 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,000 (Jul 2026) |
| Tax Bill | $7,912 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 334205 309-3-6 |
| Primary APN | 334205 309-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,342 sqft |
| 1st Floor Area | 616 sqft |
| 2nd Floor Area | 616 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 176 ft deep x 40 ft wide |
| View / Lot | Urban |
| Porch | Covered Porch |
| Porch Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 309-3-6 |
|---|---|
| Street Address | 89 W MAIN ST |
| City | WALDEN |
| State | NY |
| Zip | 12586-1751 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B3 |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10702 |
89 W Main St, a duplex, is owned by a company that bought it in July 2026.
Source: Orange County and Montgomery Town records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 HEIGHTS RD, SUFFERN, NY 10901-4200 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Jul 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Feb 15, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on File |
| Deed Sale | Jul 29, 2026 · Amount on File |
| Prior Sale | Feb 15, 2022 · Amount on File |
| Deed Document Number | 202654970 |
| Deed Book / Page | 15927 / 1050 |
| Prior Transfer Date | Jul 24, 2013 |
| Prior Transfer Doc | 0000086799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 89 W MAIN ST, WALDEN, NY 12586-1751 |
| Document Number | 0000054970 |
| Book / Page | 15927 / 1050 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202654970 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 HEIGHTS RD, SUFFERN, NY 10901-4200 |
| Date | Jul 29, 2026 |
|---|
| Name | ARK MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 89 W MAIN ST, WALDEN, NY 12586-1751 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | OLD REPUBLIC TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000049995 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 15267/228 |
| Instrument | 20220049995 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Feb 15, 2022 |
| Property Address | 89 W MAIN ST, WALDEN, NY 12586-1751 |
| Document Number | 0000011768 |
| Book / Page | 15158 / 394 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 20220011768 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 HEIGHTS RD, SUFFERN, NY 10901-4200 |
The 2025 property tax bill for 89 W Main St was $7,912, up 6.8% from the year before.
Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Montgomery Town |
| Municipality | Walden Village |
| Unified School District | Valley Central School District (Montgomery) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,912.00 (+6.85%) | $102,000 Land $17,000 Building $85,000 | $275,700 |
| 2024 | $7,405.00 | ||
| 2023 | $96,900 (-) Land $17,000 Building $79,900 | $230,700 (+16.63%) Land $40,474 Building $190,226 | |
| 2022 | $96,900 Land $17,000 Building $79,900 | $197,800 Land $34,702 Building $163,098 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDEN VILLAGE serves 7,007 people · EPA ID NY3503559 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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