89 W Lytle 5 Points Rd, Springboro, OH 45066 Property Records

Warren County property record for 89 W Lytle 5 Points Rd, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1937
Lot Size	1.83 acres (79,845 sqft)
Owner	Individual Name on Record
Last Sale	$407,000 (Oct 2023)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-02-226-003-0`

Property Details

APN / Parcel Number

Primary APN	`04-02-226-003-0`
Alternative APNs	`0402226003` `402226003` `613077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	168 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	79,845 sqft (1.83 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	613077
Old Parcel Number	0402226003
Street Address	89 W LYTLE 5 POINTS RD
City	SPRINGBORO
State	OH
Zip	45066-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 -2-2 1.8330 AC.
Legal Range	05
Legal Township	02
Legal Section	02
Legal Subdivision	CLEARCREEK
Legal Block	226
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3001
Census Tract	30902

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	89 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIFTH THIRD BK NA
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Apr 10, 2001 · Amount on Record
Deed Document Number	0000021503
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 6, 2023
Property Address	89 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9051
Document Number	0000021503
Instrument Date	Sep 29, 2023
Instrument	2023-021503
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9051

Mortgage

Document Number	0000021504
Date	Oct 6, 2023
Instrument	2023-021504

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Dec 2, 2020
Property Address	89 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9051
Document Number	0000048719
Instrument Date	Oct 16, 2020
Instrument	48719
Transaction Type	Construction Loan
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 W LYTLE 5 POINTS RD SPRINGBORO OH 450669051, SPRINGBORO, OH 45066-9051

Mortgage

Document Number	0000048719
Date	Dec 2, 2020
Instrument	48719

Lender

Name	FIFTH THIRD BK NA
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2030

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	89 W LYTLE 5 POINTS RD, SPRINGBORO, OH 45066-9051
Document Number	0000029698
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	89 W LYTLE 5 POINTS RD SPRINGBORO OH 450669051, SPRINGBORO, OH 45066-9051

Mortgage

Document Number	0000029698
Date	Sep 28, 2017
Instrument	29698

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,456.00 (+21.19%)	$103,408 (+26.4%) Land $30,450 Building $72,958	$295,450 (+26.4%) Land $87,000 Building $208,450
2023	$3,677.00 (+1.83%) Homeowner's exemption	$81,809 (-) Land $17,220 Building $64,589
2022	$3,611.00 Homeowner's exemption	$81,809 Land $17,220 Building $64,589	$233,740 (-) Land $49,200 Building $184,540
2021			$233,740 Land $49,200 Building $184,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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