89 Vista Pointe Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 89 Vista Pointe Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,152 sqft · built 2001
Lot Size	0.107 acres (4,661 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Aug 2020)
Tax Bill	$9,411 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-582-09`

Property Details

APN / Parcel Number

Primary APN	`018-582-09`
Alternative APN	`018-582-09-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,152 sqft Living Area
Gross Area	2,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,661 sqft (0.107 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	89 VISTA POINTE DR
City	WATSONVILLE
State	CA
Zip	95076-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT 1414 SUNSET COVE
Legal Lot Number	77
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3007
Census Tract	110402

Owner

89 Vista Pointe Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Aug 7, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 7, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Aug 7, 2020	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Aug 29, 2001 · Amount on File
Deed Document Number	202029840
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000029839
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620

Mortgage

Document Number	0000006041
Date	Feb 24, 2022
Instrument	2022-0006041

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620

Mortgage

Document Number	0000059917
Date	Dec 10, 2021
Instrument	2021-0059917

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 7, 2020
Property Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620
Document Number	0000029841
Instrument Date	Aug 3, 2020
Instrument	29841
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	89 VISTA POINTE DR WATSONVILLE CA 950766620, WATSONVILLE, CA 95076-6620

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 7, 2020
Property Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620
Document Number	0000029839
Instrument Date	Jul 31, 2020
Instrument	29839
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 CUTTER LN WATSONVILLE CA 950762243, WATSONVILLE, CA 95076-2243

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 7, 2020
Property Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620
Document Number	0000029840
Map Reference	VOL 97 PG 19
Instrument Date	Jul 31, 2020
Instrument	2020-0029840
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 VISTA POINTE DR, WATSONVILLE, CA 95076-6620

Mortgage

Document Number	0000029842
Date	Aug 7, 2020
Instrument	2020-0029842

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 89 Vista Pointe Dr was $9,411.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,775 (+2%) Land $412,926 Building $337,849
2025	$9,411.00	$736,054 Land $404,830 Building $331,224
2023	$8,338.00 (+1.77%)	$707,471 Land $389,109 Building $318,362	$710,280
2022	$8,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Vista Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 89 Vista Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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