89 Virginia Dr, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 89 Virginia Dr, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details2,613 sqft · built 2013
Lot Size0.156 acres (6,800 sqft)
OwnerIndividual Name on File
Last Sale$294,076 (Oct 2013)
Tax Bill$11,099 (2025)
Deeds & MortgagesNov 2020 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN35-00406-0000-00001

Property Details

APN / Parcel Number

Primary APN35-00406-0000-00001
Alternative APN
  • 35006030200027

Interior

Building Area2,613 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide

Location & Zoning

Old Parcel Number35006030200027
Street Address89 VIRGINIA DR
CityATCO
StateNJ
Zip08004-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWATERFORD PINES
Legal Block406
Legal Lot Number1
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1052
Census Tract608901

Owner

89 Virginia Dr is owned and occupied by an individual who bought it in October 2013.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of RecordIndividual Name on File
Mailing Address89 VIRGINIA DR, ATCO, NJ 08004-2829
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA
Feb 11, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2013 · Amount on File
Deed SaleOct 3, 2013 · Amount on File
Prior SaleJun 12, 2013 · Amount on File
Deed Document Number201379691
Deed Book / Page9894 / 500
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address89 VIRGINIA DR, ATCO, NJ 08004-2829
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyMAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082750
DateNov 5, 2020
Book Page11536/178
Instrument2020082750
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address89 VIRGINIA DR, ATCO, NJ 08004-2829
Document Number0000019996
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedMar 29, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 VIRGINIA DR ATCO NJ 080042829, ATCO, NJ 08004-2829

Mortgage

Document Number0000019996
DateMar 18, 2019
Book Page011093/001990
Instrument19996
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 89 Virginia Dr was $11,099, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,400 (-) Land $39,500 Building $203,900$243,400 (-) Land $39,500 Building $203,900
2025$11,099.00 (+3.5%)$243,400 Land $39,500 Building $203,900$243,400 Land $39,500 Building $203,900
2024$10,724.00
2023$243,400 Land $39,500 Building $203,900$243,400 Land $39,500 Building $203,900
2022$9,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Virginia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Virginia Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD TOWNSHIP WATER DEPT.
serves 1,300 people · EPA ID NJ0435003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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