89 Venetian Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 89 Venetian Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,889 sqft · built 2018
Lot Size0.449 acres (19,566 sqft)
OwnerIndividual Name on Record
Last Sale$1,975,000 (Aug 2020)
Tax Bill$20,079 (2024)
Deeds & MortgagesDec 2020 Mortgage
Aug 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN00393620-000000

Property Details

APN / Parcel Number

Primary APN00393620-000000
Alternative APNs
  • 20643600393620000000
  • 1481947

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,889 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area19,566 sqft (0.449 acres)
Garage Area524 sqft
PorchOpen Porch
Patio Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1481947
Old Parcel Number20643600393620000000
Street Address89 VENETIAN DR
CityISLAMORADA
StateFL
Zip33036-4208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK J LT 3 WHITE MARLIN BEACH SEC 1 LOWER MATECUMBE KEY PB3-184 AND ADJ SUBMERGED LAND OR183-101/02 OR993-439 OR1114-1450D/C
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionWHITE MARLIN BEACH SEC 1
Legal BlockJ
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1018
Census Tract970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 7968, COLUMBIA, SC 29202-7968
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Aug 28, 2020Warranty Deed, Transfer
GLENN KUTNER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2020 · Amount on Record
Deed SaleAug 28, 2020 · Amount on Record
Prior SaleJan 19, 2012 · Amount on Record
Deed Document Number2279245
Deed Book / Page3040 / 1427
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address89 VENETIAN DR, ISLAMORADA, FL 33036-4208
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030592243
DateDec 2, 2020
Book Page3059/2243
Instrument2292914
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 28, 2020
Property Address89 VENETIAN DR, ISLAMORADA, FL 33036-4208
Document Number0030401427
Book / Page003040 / 001427
Instrument DateAug 26, 2020
Instrument2279245
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$13,825.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7968 COLUMBIA SC 292027968, COLUMBIA, SC 29202-7968

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 28, 2020
Property Address89 VENETIAN DR, ISLAMORADA, FL 33036-4208
Document Number0030401431
Book / Page003040 / 001431
Instrument DateAug 25, 2020
Instrument2279247
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7968 COLUMBIA SC 292027968, COLUMBIA, SC 29202-7968

Mortgage

Document Number30401433
DateAug 28, 2020
Book Page003040/001433
Instrument2279248
Lender
NameGLENN KUTNER
Address18001 OLD CUTLER RD # 486, PALMETTO BAY, FL 33157-6438
Agreement
AmountAmount Recorded
Term36 Months
DueAug 27, 2023
Interest
Rate4%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,610,050 (+6.11%) Land $1,126,285 Building $1,483,765$2,610,050 (+6.11%) Land $1,126,285 Building $1,483,765
2024$20,079.00 (+4.71%)
2023$19,176.00 (+15.16%)$2,459,867 (+31.05%) Land $1,038,476 Building $1,421,391$2,459,867 (+31.05%) Land $1,038,476 Building $1,421,391
2022$16,652.00$1,877,115 Land $747,710 Building $1,129,405$1,877,115 Land $747,710 Building $1,129,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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