89 Upper Elk Valley Dr, Evergreen, CO 80439 Property Records

Clear Creek County property record for 89 Upper Elk Valley Dr, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,749 sqft · built 1996
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jan 2020)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1963-032-03-014`

Property Details

APN / Parcel Number

Primary APN	`1963-032-03-014`
Alternative APN	`R011895`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,749 sqft Living Area
Gross Area	3,373 sqft
1st Floor Area	1,690 sqft
Basement Area	1,059 sqft
Finished Basement	1,059 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	12 Parking Spaces
Deck Area	376 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	R011895
Street Address	89 UPPER ELK VALLEY DR
City	EVERGREEN
State	CO
Zip	80439-4956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: SADDLEBACK RIDGE ESTATES BLOCK: 2 LOT: 7 F3 & IMPS 506/468 506/469 506/470
Legal Subdivision	SADDLEBACK RIDGE ESTATES
Legal Block	2
Legal Lot Number	7
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	3
Census Block	3049
Census Tract	14702

Owner

Source: Clear Creek County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 UPPER ELK VALLEY DR, EVERGREEN, CO 80439-4956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	2020294491
Deed Book / Page	978 / 352
Prior Transfer Date	Oct 19, 2016
Prior Transfer Doc	0009250695
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Jan 31, 2020
Property Address	89 UPPER ELK VALLEY DR, EVERGREEN, CO 80439-4956
Document Number	0009780352
Book / Page	00978 / 0352
Instrument Date	Jan 30, 2020
Instrument	294491
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 BARN HILL RD, 344, WEST CHESTER, PA 19382-2335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	89 UPPER ELK VALLEY DR, EVERGREEN, CO 80439-4956

Mortgage

Document Number	0000294492
Date	Jan 31, 2020
Instrument	294492

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+22.42%)	$48,090 (+12.97%) Land $3,570 Building $44,520	$769,430 (+21.1%) Land $57,100 Building $712,330
2023	$3,091.00 (+22.37%)	$42,570 (+23.53%) Land $3,520 Building $39,050	$635,370 (+28.15%) Land $52,550 Building $582,820
2022	$2,526.00	$34,460 Land $3,970 Building $30,490	$495,790 Land $57,100 Building $438,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
Clear Creek Broadband Fixed Wireless	50 / 10
CenturyLink DSL	40 / 3

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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