Washington County and Pembroke Town property record for 89 Upper Cross Rd, Pembroke, ME 04666
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 2004 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,300 (Aug 2015) |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEME M:010 L:016 |
| Primary APN | PEME M:010 L:016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 856 sqft |
| Unfinished Basement | 856 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 871,200 sqft (20 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 713 |
|---|---|
| Street Address | 89 UPPER CROSS RD |
| City | PEMBROKE |
| State | ME |
| Zip | 04666-4710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL |
| Legal Lot Number | 16 |
| Jurisdiction | PEMBROKE ME |
| Township / Civil Division | PEMBROKE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 955900 |
Source: Washington County and Pembroke Town records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 UPPER CROSS RD, PEMBROKE, ME 04666-4710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Line of Credit MACHIAS SAVINGS BANK |
| Jun 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BK |
| Mar 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2015 · Amount on Record |
| Deed Sale | Aug 3, 2015 · Amount on Record |
| Deed Document Number | 20157431 |
| Deed Book / Page | 4172 / 190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBROKE ME |
| Property Address | 89 UPPER CROSS RD, PEMBROKE, ME 04666-4710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0050810101 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 5081/101 |
| Instrument | 2024-790 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBROKE ME |
| Property Address | 89 UPPER CROSS RD, PEMBROKE, ME 04666-4710 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043700030 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 04370/0030 |
| Instrument | 000000005907 |
| Name | MACHIAS SAVINGS BK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jul 14, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBROKE ME |
| Property Address | 89 UPPER CROSS RD, PEMBROKE, ME 04666-4710 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047630123 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 4763/123 |
| Instrument | 2337 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
Source: Washington County and Pembroke Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Washington County |
| County Subdivision | Pembroke Town |
| Unified School District | Pembroke (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,622.00 (-3.31%) | $201,200 (+27.83%) Land $46,700 Building $154,500 | |
| 2024 | $3,746.00 (+11.22%) | $157,400 (-) Land $27,800 Building $129,600 | $432,440 |
| 2022 | $3,368.00 | $157,400 Land $27,800 Building $129,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wireless Partners Fixed Wireless | 50 / 10 |
| Fidium Fiber DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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