89 Treasure State Dr, Great Falls, MT 59404 Property Records

Cascade County property record for 89 Treasure State Dr, Great Falls, MT 59404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,248 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$233,178 (Apr 2026)
Tax Bill	$2,630 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0223745`

Property Details

APN / Parcel Number

Primary APN	`R0223745`
Alternative APNs	`02-3015-15-4-08-20-0000` `0001103640` `01103640`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001103640
Street Address	89 TREASURE STATE DR
City	GREAT FALLS
State	MT
Zip	59404-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MONTANA ADDITION, S15, T20 N, R03 E, BLOCK 011, LOT 012
Legal Range	03E
Legal Township	20N
Legal Section	15
Legal Subdivision	MONTANA
Legal Block	11
Legal Lot Number	12
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	2
Census Block	2012
Census Tract	2301

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	89 TREASURE STATE DR, GREAT FALLS, MT 59404-3454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Jun 25, 2018	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Oct 22, 2021 · Amount on File
Deed Document Number	2026482283
Prior Transfer Date	Aug 24, 2015
Prior Transfer Doc	0000311226
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 27, 2026
Property Address	89 TREASURE STATE DR, GREAT FALLS, MT 59404-3454
Document Number	0000482283
Instrument Date	Apr 24, 2026
Instrument	2026.482283
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 TREASURE STATE DR, GREAT FALLS, MT 59404-3454

Mortgage

Document Number	0000482284,
Date	Apr 27, 2026
Instrument	2026.482284

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Oct 22, 2021
Property Address	89 TREASURE STATE DR, GREAT FALLS, MT 59404-3454
Document Number	00R0419771
Instrument Date	Oct 22, 2021
Instrument	R0419771
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 TREASURE STATE DR, GREAT FALLS, MT 59404-3454
Investor	Possibly a Property Investor

Mortgage

Document Number	00R0419772
Date	Oct 22, 2021
Instrument	R0419772

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	89 TREASURE STATE DR, GREAT FALLS, MT 59404-3454
Document Number	0000357442
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 TREASURE STATE DR GREAT FALLS MT 594043454, GREAT FALLS, MT 59404-3454

Mortgage

Document Number	0000357442
Date	Jun 29, 2018
Instrument	357442

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,630.00 (-11%)	$428,300 (-)
2025	$2,955.00 (-18.6%)	$428,300 (+21.88%)	$428,300 (+21.88%) Land $73,747 Building $354,553
2023	$3,630.00	$351,400	$351,400 Land $53,910 Building $297,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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