89 Trailridge Ln, Springfield, IL 62704 Property Records

Sangamon County property record for 89 Trailridge Ln, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$118,000 (Sep 2025)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-31.0-110-004`

Property Details

APN / Parcel Number

Primary APN	`14-31.0-110-004`
Alternative APN	`14310110004 (CHECK DIGIT = 4)`

Location & Zoning

Account Number	14310110004
Street Address	89 TRAILRIDGE LN
City	SPRINGFIELD
State	IL
Zip	62704-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 91 BLDG 15 FALLINGBROOK TOWNHOMES
Legal Subdivision	FALLINGBROOK TOWNHOMES CONDO
Legal Unit	91
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1003
Census Tract	1003

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Sep 4, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Mar 29, 2021	Deed, Transfer
Jan 9, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	202515550
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R23776
Date	Aug 30, 2021
Instrument	2021R23776

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.88%
Max Rate At Change	4.88%
Index	1-Year CMT

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 4, 2025
Property Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070
Document Number	2025R15550
Map Reference	DOC 550763
Instrument Date	Sep 3, 2025
Instrument	2025R15550
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070

Mortgage

Document Number	2025R15551
Date	Sep 4, 2025
Instrument	2025R15551

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	6.2%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 29, 2021
Property Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070
Document Number	2021R08376
Map Reference	DOC 550763
Instrument Date	Mar 29, 2021
Instrument	2021R08376
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 ARABIAN TRL, 12, SPRINGFIELD, IL 62702-1569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 9, 2020
Property Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070
Document Number	2020R00590
Map Reference	DOC 550763 VL 1208
Instrument Date	Jan 3, 2020
Instrument	2020R00590
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	89 TRAILRIDGE LN, SPRINGFIELD, IL 62704-1070

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (+5.5%)	$27,082 (+7.22%) Land $3,607 Building $23,475	$81,246 (+7.22%) Land $10,821 Building $70,425
2024	$1,617.00 (+13.63%) Homeowner's exemption	$25,258 (+15.41%) Land $3,364 Building $21,894	$75,774 (+15.41%) Land $10,092 Building $65,682
2022	$1,423.00 Homeowner's exemption	$21,885 Land $2,915 Building $18,970	$65,655 Land $8,745 Building $56,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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