89 Tradition Rd, Centre, AL 35960 Property Records

Cherokee County property record for 89 Tradition Rd, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,800 sqft · built 1994
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Jan 2018)
Tax Bill	$903 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-08-27-1-001-001.038`

Property Details

APN / Parcel Number

Primary APN	`13-14-08-27-1-001-001.038`
Alternative APNs	`ALT APN:1408271001001038` `204898`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Porch	Slab
Porch Area	480 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	204898
Street Address	89 TRADITION RD
City	CENTRE
State	AL
Zip	35960-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK C HERITAGE HILL EST PB 8 PG 33
Legal Range	09E
Legal Township	10S
Legal Section	27
Legal Subdivision	HERITAGE HILLS
Legal Block	C
Legal Lot Number	10
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4001
Census Tract	955900

Owner

89 Tradition Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 411, CENTRE, AL 35960-0411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK
Jan 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on File
Deed Sale	Jan 18, 2018 · Amount on File
Deed Document Number	2018201117
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	89 TRADITION RD, CENTRE, AL 35960-2162
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202254
Date	Apr 23, 2018
Instrument	202254

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 18, 2018
Property Address	89 TRADITION RD, CENTRE, AL 35960-2162
Document Number	201117
Instrument Date	Jan 12, 2018
Instrument	201117
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 COUNTY ROAD 424, 120, CENTRE, AL 35960-6268

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 411, CENTRE, AL 35960-0411

Mortgage

Document Number	201118
Date	Jan 18, 2018
Instrument	201118

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 89 Tradition Rd was $903 with a homeowner's exemption, up 7.4% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$903.00 (+7.37%)
2025	$841.00 Homeowner's exemption	$2,900 (-) Land $900 Building $2,000	$190,300 (-) Land $9,000 Building $181,300
2024	$841.00 (-0.24%) Additional exemption filed	$2,900 (-84.8%) Land $900 Building $2,000	$190,300 (-0.16%) Land $9,000 Building $181,300
2023	$843.00 Homeowner's exemption	$19,080 (+548.98%)	$190,600 (-) Land $9,300 Building $181,300
2022	$843.00 Homeowner's exemption	$2,940 Land $940 Building $2,000	$190,600 Land $9,300 Building $181,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 Tradition Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Tradition Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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