89 Tracy Ct, Alamo, CA 94507 Property Records

Contra Costa County property record for 89 Tracy Ct, Alamo, CA 94507

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,303 sqft · built 1978
Lot Size0.46 acres (20,040 sqft)
Owner2 Individual Names on File
Last Sale$1,345,000 (Aug 2018)
Tax Bill$17,621 (2025)
Deeds & MortgagesOct 2019 Mortgage
Nov 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN193-080-043-6

Property Details

APN / Parcel Number

Primary APN193-080-043-6
Alternative APN
  • 193-080-043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,303 sqft Living Area
Gross Area2,842 sqft
1st Floor Area1,837 sqft
2nd Floor Area466 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area20,040 sqft (0.46 acres)
Lot Dimensions167 ft deep x 120 ft wide
Garage TypeAttached
Garage Area539 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address89 TRACY CT
CityALAMO
StateCA
Zip94507-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionT04527 L0004 B
Legal SubdivisionSUBDIVISION 4527
Legal Tract04527
Legal Lot Number4
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2000
Census Tract346102

Owner

89 Tracy Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address89 TRACY CT, ALAMO, CA 94507-1738
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 24, 2018Grant Deed, Transfer · ARM
WELLS FARGO BANK NA
Aug 14, 2017Deed of Trust, Mortgage
QUICKEN LNS
Aug 14, 2017Deed of Trust, Mortgage · Line of Credit
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2018 · Amount on File
Deed SaleAug 24, 2018 · Amount on File
Prior SaleApr 23, 2013 · Amount on File
Deed Document Number2018136357
Prior Transfer DateApr 10, 2013
Prior Transfer Doc0000100386
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address89 TRACY CT, ALAMO, CA 94507-1738
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192465
DateOct 30, 2019
Instrument2019-192465
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address89 TRACY CT, ALAMO, CA 94507-1738
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 TRACY CT, ALAMO, CA 94507-1738

Mortgage

Document Number0000264351
DateNov 5, 2020
Instrument2020-264351
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.75%
Index1-Year LIBOR
Max Rate7.75%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address89 TRACY CT, ALAMO, CA 94507-1738
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 TRACY CT, ALAMO, CA 94507-1738

Mortgage

Document Number0000036287
DateFeb 28, 2022
Instrument2022-036287
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateMar 1, 2029
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change4.25%
IndexOther
Max Rate7.25%

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 24, 2018
Property Address89 TRACY CT, ALAMO, CA 94507-1738
Document Number0000136357
Map ReferenceMB 172 PG 20
Instrument DateAug 17, 2018
Instrument2018-136357
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address89 TRACY CT, ALAMO, CA 94507-1738

Mortgage

Document Number0000136358
DateAug 24, 2018
Instrument2018-136358
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateSep 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate8.62%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address89 TRACY CT, ALAMO, CA 94507-1738
Document Number0000154028
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017
Title CompanyTSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address89 TRACY CT ALAMO CA 945071738, ALAMO, CA 94507-1738

Mortgage

Document Number0000154028
DateAug 24, 2017
Instrument154028
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueAug 23, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address89 TRACY CT, ALAMO, CA 94507-1738
Document Number0000154029
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyTSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address89 TRACY CT ALAMO CA 945071738, ALAMO, CA 94507-1738

Mortgage

Document Number0000154029
DateAug 24, 2017
Instrument154029
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 23, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 89 Tracy Ct was $17,621 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,530,376 (+2%) Land $1,126,449 Building $403,927
2025$17,621.00 Homeowner's exemption$1,500,369 Land $1,104,362 Building $396,007
2023$17,012.00 (+0.73%) Homeowner's exemption$1,442,110 Land $1,061,479 Building $380,631
2022$16,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 89 Tracy Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Tracy Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Etheric Networks.

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