89 Townsend Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 89 Townsend Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,451 sqft · built 1965
Lot Size	0.631 acres (27,475 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Sep 2004)
Tax Bill	$19,604 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00894-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`32-00894-0000-00003`
Alternative APNs	`320089400003` `815`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,451 sqft Living Area
1st Floor Area	1,824 sqft
Upper Floors Area	1,627 sqft
Basement Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	27,475 sqft (0.631 acres)
Lot Dimensions	175 ft deep x 157 ft wide
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Deck Area	871 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	815
Street Address	89 TOWNSEND DR
City	MIDDLETOWN
State	NJ
Zip	07748-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	HILLFIELD SEC 02
Legal Block	894
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2020
Census Tract	801200

Owner

89 Townsend Dr is owned and occupied by two individuals who bought it in September 2004.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 TOWNSEND DR, MIDDLETOWN, NJ 07748-3128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2004 · Amount on File
Deed Sale	Sep 8, 2004 · Amount on File
Prior Sale	Jun 15, 1998 · Amount on File
Deed Book / Page	8399 / 1336
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	89 TOWNSEND DR, MIDDLETOWN, NJ 07748-3128
Document Number	0000041708
Book / Page	009224 / 000934
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 TOWNSEND DR MIDDLETOWN NJ 077483128, MIDDLETOWN, NJ 07748-3128

Mortgage

Document Number	0000041708
Date	Apr 21, 2017
Book Page	009224/000934
Instrument	41708

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 89 Townsend Dr was $19,604, up 12.2% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,258,100 (+3.58%) Land $616,800 Building $641,300	$1,258,100 (+3.58%) Land $616,800 Building $641,300
2025	$19,604.00 (+12.24%)	$1,214,600 Land $579,100 Building $635,500	$1,214,600 Land $579,100 Building $635,500
2024	$17,466.00
2023		$1,021,300 Land $403,900 Building $617,400	$1,021,300 Land $403,900 Building $617,400
2022	$17,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Townsend Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Townsend Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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