89 Summerset Ln, Independence, VA 24348 Property Records

Grayson County property record for 89 Summerset Ln, Independence, VA 24348

Property Summary

Property Type	Other Improved
Details	6,295 sqft
Lot Size	6.41 acres (279,220 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Jul 2023)
Tax Bill	$261 (2025)
Deeds & Mortgages	Jul 2023 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-A-96C`

Property Details

APN / Parcel Number

Primary APN	`39-A-96C`
Alternative APN	`1385`

Interior

Stories	1 Story
Building Area	6,295 sqft Total Area

Exterior

Lot Area	279,220 sqft (6.41 acres)
Terrain	Steep
Porch	Slab
Porch Area	120 sqft

Location & Zoning

Account Number	1385
Street Address	89 SUMMERSET LN
City	INDEPENDENCE
State	VA
Zip	24348-4776
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RF
Legal Description	6.41 39-A-96C
Jurisdiction	GRAYSON VA
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1049
Census Tract	60201

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 EDGEWOOD DR, GALAX, VA 24333-2743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer
Aug 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	20231347
Deed Book / Page	684 / 968
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Jul 14, 2023
Property Address	89 SUMMERSET LN, INDEPENDENCE, VA 24348-4776
Document Number	000684/968
Book / Page	684 / 968
Instrument Date	Jul 6, 2023
Instrument	230001347
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 EDGEWOOD DR, GALAX, VA 24333-2743

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Aug 11, 2022
Property Address	89 SUMMERSET LN, INDEPENDENCE, VA 24348-4776
Document Number	000674/125
Book / Page	674 / 125
Instrument Date	Jul 29, 2022
Instrument	220001781
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	BLUE RIDGE TITLE AND SETTLEMENT, BLUE RDG TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SUMMERSET LN, INDEPENDENCE, VA 24348-4776

Mortgage

Document Number	0220001782
Date	Aug 11, 2022
Instrument	220001782

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$261.00 (+7.41%)	$45,100 (-) Land $34,300 Building $10,800	$45,100 (-) Land $34,300 Building $10,800
2023	$243.00	$45,100 (-) Land $34,300 Building $10,800	$45,100 (-) Land $34,300 Building $10,800
2022		$45,100 Land $34,300 Building $10,800	$45,100 Land $34,300 Building $10,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigaBeam Networks Fiber · Fixed Wireless	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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