Kennebec County and Waterville City property record for 89 Summer St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,052 sqft · built 1930 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,306 (2025) |
| Deeds & Mortgages | May 2021 Refinance Nov 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:038 B:283 |
| Primary APN | WAVL M:038 B:283 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 5,116 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 691 |
|---|---|
| Street Address | 89 SUMMER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 283 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 SUMMER ST, WATERVILLE, ME 04901-6366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Nov 8, 2006 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Apr 30, 2008 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Jan 25, 2013 | Deed of Trust, Mortgage CAMDEN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 89 SUMMER ST, WATERVILLE, ME 04901-6366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021012255 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 14000/62 |
| Instrument | 2021012255 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 89 SUMMER ST, WATERVILLE, ME 04901-6366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000033514 |
|---|---|
| Date | Nov 8, 2006 |
| Book Page | 09140/0081 |
| Instrument | 000000033514 |
| Name | BANK OF AMERICA NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 286 Months |
| Due | Sep 21, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 89 SUMMER ST, WATERVILLE, ME 04901-6366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009709 |
|---|---|
| Date | Apr 30, 2008 |
| Book Page | 09712/0278 |
| Instrument | 000000009709 |
| Name | BANK OF AMERICA NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 133 Months |
| Due | Apr 30, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 89 SUMMER ST, WATERVILLE, ME 04901-6366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001702 |
|---|---|
| Date | Jan 25, 2013 |
| Book Page | 11287/0274 |
| Instrument | 000000001702 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 25, 2033 |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,306.00 | $253,300 (+17.05%) Land $25,600 Building $227,700 | |
| 2024 | $231,800 | ||
| 2023 | $4,306.00 (+23.31%) | $216,400 (+60.18%) Land $10,800 Building $205,600 | |
| 2022 | $3,492.00 | $135,100 Land $8,100 Building $127,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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