Middlesex County and Stoneham Town property record for 89 Summer St, Stoneham, MA 02180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1920 |
| Lot Size | 0.178 acres (7,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jun 2018) |
| Tax Bill | $5,743 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:13 B:000 L:182 |
| Primary APN | STON M:13 B:000 L:182 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,448 sqft |
| Basement Area | 924 sqft |
| Unfinished Basement | 924 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,732 sqft (0.178 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1442 |
|---|---|
| Street Address | 89 SUMMER ST |
| City | STONEHAM |
| State | MA |
| Zip | 02180-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 182 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 337102 |
89 Summer St is owned and occupied by two individuals who bought it in June 2018.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 SUMMER ST, STONEHAM, MA 02180-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AVIDIA BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC |
| Jun 29, 2018 | Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on File |
| Deed Sale | Jun 29, 2018 · Amount on File |
| Prior Sale | Aug 1, 1994 · Amount on File |
| Deed Document Number | 201896310 |
| Deed Book / Page | 71246 / 103 |
| Transfer Doc | 071246-103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Jun 8, 2026 |
| Property Address | 89 SUMMER ST, STONEHAM, MA 02180-1939 |
| Document Number | 0000067225 |
| Book / Page | 85703 / 520 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202667225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 89 SUMMER ST, STONEHAM, MA 02180-1939 |
| Document Number | 085703-520, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 85703/520 |
| Instrument | 202667225 |
| Name | AVIDIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 89 SUMMER ST, STONEHAM, MA 02180-1939 |
| Document Number | 75173-438 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 89 SUMMER ST STONEHAM MA 021801939, STONEHAM, MA 02180-1939 |
| Document Number | 75173-438 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 075173/000438 |
| Instrument | 118880 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 89 SUMMER ST, STONEHAM, MA 02180-1939 |
| Document Number | 72998-159 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 89 SUMMER ST STONEHAM MA 021801939, STONEHAM, MA 02180-1939 |
| Document Number | 72998-159 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 072998/000159 |
| Instrument | 108292 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STONEHAM MA |
| Recording Date | Jun 29, 2018 |
| Property Address | 89 SUMMER ST, STONEHAM, MA 02180-1939 |
| Document Number | 71246-103 |
| Book / Page | 071246 / 000103 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 96310 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,847.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 SUMMER ST STONEHAM MA 021801939, STONEHAM, MA 02180-1939 |
| Document Number | 71246-107 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 071246/000107 |
| Instrument | 96311 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2048 |
The 2026 property tax bill for 89 Summer St was $5,743, up 3.5% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,743.00 (+3.5%) | $570,900 (+5.25%) Land $358,400 Building $212,500 | $580,165 (-) |
| 2025 | $5,549.00 (+2.59%) | $542,400 (+6.19%) Land $340,500 Building $201,900 | $580,165 (+2.41%) |
| 2024 | $5,409.00 (+0.71%) | $510,800 (+5.56%) Land $313,600 Building $197,200 | $566,485 |
| 2023 | $5,371.00 | $483,900 Land $286,700 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Summer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures